Communication Channel Transfer Protocol for Resource Information

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Solution Overview

Problem

Current communication systems face delays and inefficiencies when users are handed off between multiple communication channels for resource transfers, as each channel requires re-provisioning of information associated with the transfer, leading to prolonged processing times.

Innovation Solution

Implementing a system that uses machine learning algorithms to generate concise summaries of resource transfer information, enabling seamless hand-offs between communication channels by transmitting these summaries, thereby reducing the information load and processing time.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of time

If information is re-provisioned at each communication channel hand-off, then information completeness is maintained, but processing time increases significantly

Engineering Contradiction:

Improveprocessing timeVSAvoidinformation completeness

Core Design Contradiction:

Loss of timeVSLoss of information

Solution Approach 1:

The patent creates a condensed copy of the information associated with the resource transfer request. Instead of re-provisioning the full information at each communication channel hand-off, the system generates a condensed representation that captures essential details, allowing faster transmission while maintaining sufficient information for processing continuity.

Inventive Principle:

Principle #26Copying

Solution Approach 2:

The patent extracts only the most critical elements from the complete information set associated with resource transfers. By identifying and isolating key parameters and data points that are essential for processing, the system creates a streamlined information package that can be quickly transmitted between communication channels without losing necessary processing capabilities.

Inventive Principle:

Principle #2Taking out (Extraction)

2Quantity of substance

If full information is transmitted between communication channels, then processing accuracy is maintained, but information load increases

Engineering Contradiction:

Improveinformation loadVSAvoidprocessing accuracy

Core Design Contradiction:

Quantity of substanceVSMeasurement precision

Solution Approach 1:

Inventive Principle:

Principle #26Copying

Solution Approach 2:

The patent applies partial action by transmitting only the necessary portion of information required for continued processing. Rather than sending complete information sets, the system identifies and transmits only the critical subset of data needed to maintain processing accuracy, reducing overall information load while preserving essential functionality.

Inventive Principle:

Principle #16Partial or excessive action

3Adaptability or versatility

If multiple communication channels are used for resource transfer, then system versatility is improved, but hand-off complexity increases

Engineering Contradiction:

Improvecommunication channel flexibilityVSAvoidhand-off protocol complexity

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent creates a universal condensed information representation that can be used across multiple different communication channels. This condensed format serves as a common language that simplifies hand-off protocols between diverse communication systems, reducing the complexity associated with adapting between different channel types while maintaining system versatility.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Data Source

PatentUS11558330B2System for information transfer between communication channels

Publication Date: 2023.01.17 BANK OF AMERICA CORP

AI summary

Systems, computer program products, and methods are described herein for information transfer between communication channels. The present invention is configured to electronically receive, via a first communication channel associated with an entity, information associated with a transfer of resources from a user at a first time; initiate one or more machine learning algorithms at on the information associated with the transfer of resources at the first time; generate, using the one or more machine learning algorithms, a summary of the information associated with the transfer of resources; electronically receive an indication that the user wishes to transfer to a second communication channel; and initiate a communication channel transfer protocol to transmit the summary of the information associated with the transfer of resources to the second communication channel.