Chat Abstraction Layer for Triggered Transactions and Document Records

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Solution Overview

Problem

Current automated transaction methods lack automation in executing transactions based on message triggers and integrating transaction records with underlying documents, requiring user configuration and manual initiation.

Innovation Solution

Implementing a computing system that uses natural language processing to identify transaction triggers in messages or voice chats, automatically execute transactions, and integrate transaction records with underlying documents such as invoices or IOUs, through a messaging service with an abstraction layer.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Speed

If automated transaction processing is implemented through linked accounts, then transaction execution speed is improved, but user configuration complexity increases

Engineering Contradiction:
Improvetransaction execution speedVSAvoiduser configuration complexity
Core Design Contradiction:
SpeedVSDevice complexity

Solution Approach 1:

The system performs natural language processing on chat messages to automatically identify transaction triggers and execute transactions without requiring users to manually configure transaction parameters. The system serves itself by autonomously parsing messages, detecting intents, and initiating transactions based on conversational content.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent introduces a messaging service as an intermediary layer between users and the transaction processing system. This abstraction layer allows users to interact with the transaction system through natural language messages rather than complex configuration interfaces, simplifying the user experience while maintaining automated processing capabilities.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If manual transaction initiation is required, then transaction accuracy is improved, but productivity decreases

Engineering Contradiction:
Improvetransaction accuracyVSAvoidtransaction processing productivity
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The system incorporates a feedback mechanism where transaction details extracted from chat messages are presented to users for confirmation before execution. This allows the system to automatically process transactions at high speed while maintaining accuracy through user verification of the detected transaction parameters.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The system performs preliminary analysis of chat messages to identify and extract transaction parameters before actual transaction execution. By pre-processing and validating transaction details from natural language input, the system prepares accurate transaction data in advance, reducing errors during execution while maintaining high processing throughput.

Inventive Principle:
Principle #10Preliminary action

3Loss of information

If transaction records are integrated with underlying documents, then information completeness is improved, but system complexity increases

Engineering Contradiction:
Improveinformation completenessVSAvoidsystem complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent merges transaction records with underlying documents by associating chat messages containing transaction triggers with relevant transaction data. This integration combines conversational context with formal transaction records in a unified structure, ensuring information completeness without requiring separate complex document management systems.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The messaging service is designed as a multi-functional system that simultaneously handles communication, transaction trigger detection, and document association. This universal platform performs multiple functions through a single interface, reducing overall system complexity while achieving comprehensive information integration.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS20250217792A1Chat abstraction layer for a peer-to-peer transaction service
Publication Date: 2025.07.03 EXPENSIFY
  • US20250217792A1 patent drawing
  • US20250217792A1 patent drawing
  • US20250217792A1 patent drawing

AI summary

A computing system can provide an interface for users of a messaging service to exchange messages with other users of the messaging service. The system can associate each exchange of messages with an underlying document, and structure the underlying document of each message exchange so that each message as a comment that is embedded or linked to the document.