Check Frame and Mirror for Dual-Side Image Capture

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Solution Overview

Problem

Current mobile banking applications face limitations in processing multiple check deposits without significant user interaction due to the need for capturing images of both sides of a check, which is inefficient and labor-intensive.

Innovation Solution

A system and method that positions a check between a holder and a mirror, allowing a mobile device to capture both sides of the check simultaneously using a single image, with a holder and mirror configuration enabling the mobile device to take a clear image of both sides for efficient check deposit requests preparation and transmission to a financial institution.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If a mobile device captures images of both sides of a check separately, then the image quality of each side can be optimized, but the time required and user interaction increase significantly

Engineering Contradiction:
Improveimage qualityVSAvoidtime required for check deposit
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent combines the capture of both check sides into a single image by positioning a mirror behind the check to reflect the back side, allowing the mobile device camera to capture both the front and reflected back images simultaneously in one photograph, thereby eliminating the need for separate capture operations

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent introduces a spatial dimension by placing a mirror behind the check at a specific angle, creating a reflected image that appears adjacent to the original check image in the captured photograph, enabling both sides to be viewed in a single two-dimensional plane

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Loss of information

If a mobile device captures images of both sides of a check separately, then complete check information is obtained, but the number of操作步骤 and user interaction increase

Engineering Contradiction:
Improvecheck information completenessVSAvoiduser interaction required
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The patent merges the capture of both check sides into a single photographic operation by using a mirror to reflect the back side of the check, allowing the user to capture complete check information in one action rather than requiring multiple separate capture steps

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The mirror is pre-positioned behind the check in the holder at a specific angle before the capture operation, so that when the user places the check in the holder and takes a photograph, the reflection is automatically configured to show both sides without requiring the user to manually adjust anything during the capture process

Inventive Principle:
Principle #10Preliminary action

3Productivity

If a single image captures both sides of a check, then processing speed increases, but the device complexity increases due to additional components

Engineering Contradiction:
Improvecheck deposit processing speedVSAvoidsystem structure
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The holder serves multiple functions: it positions the check, holds the mirror at the correct angle, and provides the structural framework for the entire capture system, eliminating the need for separate positioning devices and reducing overall system complexity

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The mirror creates an optical copy (reflection) of the back side of the check, allowing the camera to capture both the original front image and the reflected back image in a single photograph, enabling dual-sided capture without requiring physical manipulation of the check

Inventive Principle:
Principle #26Copying

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enables customers to quickly and efficiently create check deposit requests for multiple checks with minimal customer involvement, improving the speed and convenience of mobile banking transactions by allowing a single image capture of both check sides.

Implementation Method 1

a mirror, disposed at a position and an angle behind the check frame such that a reflection of the second side of the check is projected towards the holder

Methodology Applied
Scientific EffectReflection: Reflection

Data Source

PatentUS10755239B1Mobile device holding mechanism for multiple check duplex image capture
Publication Date: 2020.08.25 WELLS FARGO BANK NA
  • US10755239B1 patent drawing
  • US10755239B1 patent drawing
  • US10755239B1 patent drawing

AI summary

Systems and methods for preparing customer check deposit requests with a mobile device and a reflective surface are described. A check frame is positioned between a customer mobile device with a built-in camera and a mirror such that, when a check is placed in the check frame, the camera can view both sides of the check simultaneously. The camera can take a single picture that includes both sides of the check, process it, and submit it as a check deposit request to the customer's financial institution.