Checkout Data Accessibility via Anonymous Short-Range Wireless
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Solution Overview
Problem
Existing payment systems require users to share personal information with merchants for accessibility options, compromising privacy and violating regulatory compliance, and conventional methods are obtrusive and lack flexibility for users with disabilities or impairments.
Innovation Solution
Implementing short-range wireless communications, such as NFC, to transmit transaction data directly to a user's mobile device without requiring contact identifiers, enabling accessibility features like audio, visual, or haptic outputs for checkout data.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If users provide contact identifiers or personal information to merchants for accessibility options, then accessibility assistance can be provided, but user privacy is compromised and personal data is exposed to merchants
Solution Approach 1:
The patent introduces an intermediary system consisting of a wearable device and a mobile device that mediates between the user and the merchant. The wearable device detects user interactions and transmits accessibility-related data wirelessly to the mobile device, which then provides accessibility options without the merchant ever accessing personal contact identifiers or user information. This intermediary chain enables accessibility assistance while maintaining user privacy anonymity.
2Ease of operation
If merchants provide accessibility options through their computing devices or employees, then assistance can be provided, but the process is obtrusive and draws attention to user disabilities
Solution Approach 1:
The patent implements self-service accessibility where the user's wearable device autonomously detects their interactions and automatically transmits relevant data to their mobile device. The accessibility options are then delivered directly to the user's personal device rather than requiring merchant intervention. This eliminates the obtrusive nature of merchant-provided accessibility and allows users to receive assistance discreetly through their own devices.
Solution Approach 2:
The patent replaces the mechanical/physical interaction model of merchant employees providing accessibility assistance with a wireless communication system. The wearable device uses sensors to detect user interactions and transmits data via wireless signals to the mobile device, eliminating the need for physical interaction with merchants or their devices. This substitution maintains accessibility functionality while removing the social embarrassment associated with direct merchant engagement.
3Adaptability or versatility
If users enter contact information for text messages or emails during checkout, then communication can be established, but personal data is revealed to merchants and other services providers
Solution Approach 1:
The patent uses the mobile device as an intermediary that receives accessibility-related data wirelessly from the wearable device without requiring the user to enter contact information. The mobile device can communicate with the user through existing channels (push notifications, in-app messages) without exposing personal data to merchants, thereby maintaining communication capability while protecting personal information.
4Reliability
If transaction processors enforce privacy protections and regulatory compliance, then user data is protected, but the process becomes more complex and time-consuming
Solution Approach 1:
The patent extracts personal contact identifier data from the checkout process entirely. By using wireless communication between the wearable device and mobile device, the system enables accessibility options without requiring users to provide contact information that would need to be protected, stored, and managed. This extraction of sensitive data eliminates much of the complexity associated with privacy protection and regulatory compliance while maintaining reliable privacy safeguards.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Provides secure, anonymous, and efficient accessibility options for users, enhancing privacy and regulatory compliance while allowing flexible and discreet data output on mobile devices during transactions.
Implementation Method 1
data exchanged between a mobile device and a merchant device at a point-of-sale location using a short-range channel
Data Source
AI summary
There are provided systems and methods for on-device accessibility options for checkout data using short-range wireless transmissions without needing a user or device identifier. A user may engage in a transaction with another user, such as a purchase of goods, services, or other items from a merchant at a physical merchant location. The merchant may provide options to receive checkout data on a mobile device so that the checkout data may be presented with accessibility options that assist a user in consuming the data. The checkout data may be transmitted via data exchanges using short-range wireless communications. A message may be generated that includes a webpage address or another identifier allowing for retrieval of a webpage or user interface data for the checkout data. The checkout data may also be updated by the user on the mobile device, which may be provided to the merchant device.