Digital Checkout Promotion Processing Consolidation

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Solution Overview

Problem

Existing systems for processing digital purchases with multiple promotions are inefficient, requiring multiple transactions and increasing processing time and potential failure points.

Innovation Solution

A system that processes multiple promotions using a single default promotional code for a digital buy request, reducing the number of transactions and improving processing efficiency.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If multiple promotional codes are processed separately for each item in a digital purchase request, then each promotion can be applied individually, but the processing time increases and the number of transactions increases

Engineering Contradiction:
Improvepromotion processing accuracyVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent combines multiple promotional code validations into a single transaction process. Instead of validating each promotional code separately for every item, the system consolidates the validation into one unified transaction, reducing the number of API calls and processing steps while maintaining accurate promotion application.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The system implements a universal promotional code validation mechanism that handles multiple promotions through a single code. The default promotional code can apply to multiple items simultaneously, and the system validates this single code against multiple promotion rules in one process, making the validation system multi-functional.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If multiple transactions are created to process each promotion separately, then each promotion is processed individually, but the number of failure points increases

Engineering Contradiction:
Improvepromotion processing reliabilityVSAvoidtransaction complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent merges multiple separate promotion processing transactions into a single consolidated transaction. By validating all promotional codes against the purchase request in one unified process, the system reduces the number of transaction boundaries and potential failure points while maintaining individual promotion validation integrity.

Inventive Principle:
Principle #5Merging (Combining)

3Productivity

If a default promotional code is assigned to all items, then the number of transactions is reduced, but the ability to apply specific promotions to specific items is limited

Engineering Contradiction:
Improveprocessing efficiencyVSAvoidpromotion applicability
Core Design Contradiction:
ProductivityVSAdaptability or versatility

Solution Approach 1:

The system implements dynamic promotion validation where a single default promotional code is validated against multiple promotion rules that can have different applicability conditions. The validation process dynamically determines which items the promotion applies to based on the promotion rules, maintaining versatility while using a single code for efficiency.

Inventive Principle:
Principle #15Dynamics

Data Source

PatentUS20250148498A1System and method for processing of promotions in connection with digital purchasing
Publication Date: 2025.05.08 SYNCHRONY BANK
  • US20250148498A1 patent drawing
  • US20250148498A1 patent drawing
  • US20250148498A1 patent drawing

AI summary

Methods may include initiating, by a client device, a checkout operation including a default transaction amount associated with a plurality of items and a plurality of promotions. A device may receive data associated with multiple display promotions, where the data includes a single default promotional code associated with the default transaction amount, the plurality of items, and the plurality of promotions. A device may display an error message for at least one display promotion of the multiple display promotions. A device may decline the checkout operation, wherein a server call reduces processing time used to validate error messages during the checkout operation, and where the single default promotional code prevents or reverses payment associated with the error message.