Chip Card Interface Device Compromise Detection and Data Erasure

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Solution Overview

Problem

Chip card interface devices (CCIDs) are vulnerable to data compromise, as sensitive information stored on them can be accessed by dishonest individuals through physical manipulation or keylogging, posing a significant security risk for both customers and issuing banks.

Innovation Solution

The integration of a compromise detection system within the CCID that generates a detection signal upon housing compromise, coupled with a data protection system capable of erasing stored data and activating a locking function to render the processing device inoperable, thereby protecting sensitive information.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If data is stored on the CCID for transaction processing, then transaction functionality is enabled, but security vulnerability increases due to potential physical compromise

Engineering Contradiction:
Improvetransaction functionalityVSAvoidsecurity vulnerability
Core Design Contradiction:
Adaptability or versatilityVSObject-affected harmful factors

Solution Approach 1:

The system applies preliminary anti-action by implementing a compromise detection system that proactively monitors for physical tampering attempts before data can be compromised. Detection devices such as sensors monitor the housing and internal components for unauthorized access, and upon detecting a compromise condition, the system automatically erases sensitive data from the memory device, preventing potential data theft while maintaining normal transaction functionality during uncompromised operation

Inventive Principle:
Principle #9Preliminary anti-action

Solution Approach 2:

The system changes the state parameter of the data from stored to erased based on the compromise detection status. When the detection system identifies a compromise condition, it triggers a parameter change in the data integrity state, transitioning from a vulnerable stored state to a protected erased state, thereby dynamically adjusting security parameters based on real-time threat detection

Inventive Principle:
Principle #35Parameter changes

2Reliability

If compromise detection devices are integrated into the CCID, then security is improved, but device complexity increases

Engineering Contradiction:
ImprovesecurityVSAvoiddevice complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The compromise detection system is segmented into independent functional modules including detection devices (sensors), a compromise detection system for processing sensor signals, and a data protection system for executing security responses. This segmentation allows each component to perform its specific function efficiently while maintaining overall system manageability and reducing integration complexity

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The detection devices and processing systems are designed with multi-functionality to serve both transaction processing and security monitoring roles. The same processing device that handles chip card transactions also processes compromise detection signals, and the memory device stores both transaction data and security-related data, thereby reducing the need for separate dedicated components and lowering overall device complexity

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Object-affected harmful factors

If data is erased upon compromise detection, then data protection is achieved, but data loss occurs

Engineering Contradiction:
Improvedata protectionVSAvoiddata loss
Core Design Contradiction:
Object-affected harmful factorsVSLoss of information

Solution Approach 1:

The data protection system applies local quality by selectively erasing only the sensitive data portions that are vulnerable to compromise while preserving non-sensitive transaction data and operational information. The system identifies and protects specific data regions (such as stored PINs and authentication credentials) while leaving other data intact, thereby achieving targeted data protection with minimal information loss

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS9038188B2Protecting data stored in a chip card interface device in the event of compromise
Publication Date: 2015.05.19 BANK OF AMERICA CORP
  • US9038188B2 patent drawing
  • US9038188B2 patent drawing
  • US9038188B2 patent drawing

AI summary

A chip card interface device (CCID) is configured for protecting data stored at the CCID in the event of a compromise. The CCID has a housing and a compromise detection system including one or more detection devices configured for detecting a compromise of the housing. The compromise detection system is configured for generating a detection signal indicating the detected compromise. A data protection system is coupled with the compromise detection system and includes a memory device and a processing device coupled with the compromise detection system. The processing device is for receiving the detection signal and erasing data stored on the memory device based on the detection signal in some embodiments. In some embodiments, the processing device also activates a locking function for rendering itself inoperable based on the detection signal.