Chip Card Transport PIN Activation Security

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Solution Overview

Problem

Current chip card activation methods require a separate PIN letter to be sent to users, which is logistically cumbersome and vulnerable to loss, and delays activation until the PIN is received, lacking efficient security measures against unauthorized use.

Innovation Solution

A chip card design that stores a transport PIN in a protected memory area and encrypts it as ciphertext, allowing activation only when the ciphertext matches the stored PIN, eliminating the need for a separate PIN letter and enhancing security through irreversible blocking after incorrect attempts.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If a separate PIN letter is sent to users for chip card activation, then user identification can be verified, but logistical complexity increases and security vulnerabilities arise from PIN loss

Engineering Contradiction:
ImprovesecurityVSAvoidlogistical complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent combines the transport PIN and ciphertext into a single integrated security mechanism within the chip card system. The ciphertext is stored in the chip card's memory alongside the transport PIN, eliminating the need for separate physical PIN letters. This merging of security elements into one system reduces logistical complexity while maintaining security through the cryptographic relationship between the PIN and ciphertext.

Inventive Principle:
Principle #5Merging (Combining)

2Reliability

If the chip card waits for PIN letter receipt before activation, then security is maintained, but activation time is delayed

Engineering Contradiction:
ImprovesecurityVSAvoidactivation time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements preliminary action by pre-generating and storing both the transport PIN and its corresponding ciphertext within the chip card during manufacturing. This preliminary setup eliminates the need for sequential operations (receiving PIN letter, then activating card), allowing immediate activation upon card receipt while maintaining security through the pre-established cryptographic verification mechanism.

Inventive Principle:
Principle #10Preliminary action

3Ease of operation

If the transport PIN is stored in accessible memory, then activation process is simplified, but security against brute force attacks decreases

Engineering Contradiction:
Improveactivation processVSAvoidsecurity
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent applies local quality by creating distinct memory regions with different security characteristics. The transport PIN is stored in a protected memory area that is accessible only to the chip card's internal processor, while the ciphertext is stored in a separate memory location. This localized security architecture allows the activation process to remain simple (comparing two stored values) while maintaining high security through restricted access and cryptographic verification.

Inventive Principle:
Principle #3Local quality

4Ease of operation

If incorrect PIN attempts are allowed multiple times, then ease of activation is improved, but vulnerability to brute force attacks increases

Engineering Contradiction:
Improveactivation easeVSAvoidbrute force attack vulnerability
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The patent implements preliminary anti-action by pre-configuring the chip card with a counter mechanism that monitors incorrect activation attempts. Before an attacker can exploit brute force vulnerability, the system has already prepared defensive action by counting failed attempts and automatically blocking further access after a threshold is reached. This preliminary defensive measure prevents brute force attacks while allowing legitimate users reasonable activation attempts.

Inventive Principle:
Principle #9Preliminary anti-action

Data Source

PatentEP3671506B1Chip card, computer system, method for activating a chip card and method for personalising a chip card
Publication Date: 2021.10.06 BUNDESDRUCKEREI GMBH
  • EP3671506B1 patent drawingFigure 1
  • EP3671506B1 patent drawingFigure 2
  • EP3671506B1 patent drawingFigure 3

AI summary

The invention relates to a chip card with an electronic memory in which a ciphertext (116) is stored and in which a transport PIN (114) is stored, with means (122) for transferring the chip card from a first-use status to a used status, wherein the means for transfer are designed such that the transfer from the first-use status to the used status only takes place if the ciphertext and the transport PIN match.