Composite Chip Card Security Interface for Contactless Payment
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Solution Overview
Problem
Existing composite chip cards are vulnerable to data theft and fraudulent use due to their ability to be sensed by wireless signals, making it difficult to detect and control unauthorized access.
Innovation Solution
A composite chip card with a security protection interface that includes an induction coil, a chip module, and a security protection module, which can be either sensing-type or mechanical, to activate and control transactions based on user-specific conditions such as light, heat, resistance, or fingerprint verification, or mechanical activation, thereby enhancing security.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If contactless RFID technology is integrated into chip cards to enable wireless communication and payment functions, then the functionality and convenience of the card are improved, but the card becomes vulnerable to remote copying and data theft by unauthorized readers
Solution Approach 1:
The patent applies preliminary anti-action by incorporating a security protection interface with a mechanical structure that proactively prevents unauthorized reading. The mechanical lock engages with a corresponding mechanism in the reader, physically blocking the reading process before it can occur. This preemptive measure counteracts the harmful effect of remote copying by creating a mechanical barrier that unauthorized readers cannot overcome.
Solution Approach 2:
The security protection interface acts as an intermediary between the card and the reader. It includes a mechanical structure that mediates the communication process by requiring physical engagement to activate the contactless reading function. This intermediary mechanism ensures that only authorized readers with the corresponding mechanical key can initiate communication, thereby preventing unauthorized access while maintaining legitimate functionality.
2Object-affected harmful factors
If a security protection interface with mechanical structure is added to the chip card to prevent unauthorized access, then the security against remote copying is improved, but the device complexity increases
Solution Approach 1:
The patent merges the security protection function with the existing contactless communication interface. The mechanical structure is integrated into the same interface assembly that handles RFID communication, combining security and communication functions in a unified structure. This merging approach reduces overall complexity compared to having separate security and communication systems, as the mechanical lock and reader engagement mechanism share the same physical and electrical interface.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
The security protection interface effectively reduces the risk of remote copying and fraudulent use by requiring user-specific activation, ensuring secure transactions and protecting user data.
Implementation Method 1
at least one induction coil capable of receiving and transmitting electric waves
Data Source
AI summary
A composite chip card with a security protection interface and a method for controlling the same are provided. The chip card comprises a carrier, at least one induction coil, at least one chip module, and at least one security protection interface. The security protection interface further comprises a mechanical security protection module and a control unit. The induction coil, the chip module, and the security protection interface are all provided on the carrier. The chip module is electrically connected to the induction coil. The mechanical security protection module is electrically connected to the chip module. The control unit is electrically connected to the mechanical security protection module. The method for controlling the composite chip card includes: contacting a system related to issue of the chip card, by a user of the composite chip card; then activating the security protection interface of the composite chip card; and finally performing a contactless payment transaction.