Chip Card Reader Skimming Detection via Current Monitoring

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Solution Overview

Problem

Current anti-skimming measures for ATMs and payment terminals can be circumvented, as they rely on detecting physical changes or electromagnetic interference, which are not effective against advanced skimming modules that target chip card data communication.

Innovation Solution

A device with a power supply unit and sensor system that monitors the electrical current used to supply chip cards, setting a limit value for normal chip card power consumption to detect any additional current draw, indicating a skimming module's presence, and triggering a shutdown or warning signal.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If current anti-skimming measures (physical change detection, electromagnetic interference) are used, then detection capability is improved, but they can be circumvented by advanced skimming modules

Engineering Contradiction:
Improveskimming detection reliabilityVSAvoideffectiveness against advanced skimming modules
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent changes the detection parameter from physical changes (weight, dimensions) or electromagnetic interference to electrical current consumption characteristics. By monitoring the current draw patterns and comparing them against expected values for legitimate chip cards, the system can detect skimming modules that physically and electromagnetically mimic real cards, thereby resolving the contradiction between detection reliability and effectiveness against advanced threats.

Inventive Principle:
Principle #35Parameter changes

2Reliability

If monitoring of electrical current is implemented, then skimming module detection is improved, but additional system complexity is introduced

Engineering Contradiction:
Improveskimming module detectionVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system uses the power supply unit's existing current monitoring capability to detect skimming modules. Rather than adding complex dedicated detection hardware, the patent leverages the natural byproduct (current consumption data) of the card reading operation itself. The control unit simply compares measured current values against stored reference values, providing detection functionality with minimal additional complexity.

Inventive Principle:
Principle #25Self-service

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Reliably detects and prevents skimming attacks by distinguishing between legitimate chip card power consumption and that of a skimming module, ensuring secure data transmission and protecting against unauthorized data access.

Implementation Method 1

a sensor unit (20) for determining the value of the electrical current output by the power supply unit (18)

Methodology Applied
Scientific EffectElectrical conduction: Conduction (electrical)

Data Source

PatentEP2722788B1Apparatus for reading a chip card and method for detecting a skimming module
Publication Date: 2016.07.13 WINCOR NIXDORF INT GMBH
  • EP2722788B1 patent drawingFigure 1~2

AI summary

The device (10) has a reader unit (16) for reading a smartcard receptacle. A power source unit (18) supplies electrical power to a chip of a smartcard. A sensing unit (20) determines electric current delivered by the power source unit if the smartcard is received by the reader unit. A control unit (22) determines delivered electric current in the power source unit by the sensing unit and detects whether a device with a skimming module with stored data is manipulated on the smartcard. An independent claim is also included for a skimming modules detecting method.