Chip Fraud Prevention Inserts in Smartcard Pockets

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Solution Overview

Problem

Conventional chip placement methods in smartcards are ineffective in preventing chip removal and re-implantation, leading to increased risk of fraud and misuse.

Innovation Solution

A chip fraud prevention system is introduced, featuring a chip pocket with integrated fraud prevention inserts made of metal, positioned between the chip and the contact pad, and a saw tooth milling pattern to enhance adhesion and prevent removal, along with insert pockets to further secure the inserts within the card.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional smooth milling patterns are used for chip placement, then manufacturing is simple and easy, but chip security is poor and chips can be easily removed

Engineering Contradiction:
Improvechip securityVSAvoidchip pocket structure
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent applies asymmetry by using a saw tooth milling pattern instead of a smooth symmetric pattern. The saw tooth configuration creates asymmetric mechanical interlocking features that prevent chip removal while maintaining manufacturing feasibility through standard milling processes.

Inventive Principle:
Principle #4Asymmetry

Solution Approach 2:

The patent uses curved saw tooth profiles instead of straight lines. The curved geometry of the saw teeth provides mechanical interlocking that resists chip removal forces while being manufacturable through conventional milling operations.

Inventive Principle:
Principle #14Spheroidality (Curvature)

2Reliability

If chip pockets are designed without additional security features, then manufacturing cost is low and process is simple, but chip removal risk is high

Engineering Contradiction:
Improvefraud preventionVSAvoidmanufacturing process
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

The patent segments the chip pocket structure by adding separate fraud prevention inserts within the pocket. These inserts are distinct elements that can be manufactured and installed separately, providing enhanced security without requiring complete redesign of the entire chip pocket.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent implements nesting by placing fraud prevention inserts inside the chip pocket cavity. The inserts are nested within the existing pocket structure, providing additional security layers without significantly increasing overall device complexity or manufacturing difficulty.

Inventive Principle:
Principle #7Nested doll (Nesting)

3Reliability

If fraud prevention inserts are added to the chip pocket, then chip removal difficulty increases and fraud is prevented, but device complexity and manufacturing cost increase

Engineering Contradiction:
Improvechip adhesionVSAvoidinsert structure
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent applies local quality by adding fraud prevention inserts only in specific critical locations within the chip pocket, rather than uniformly throughout. This targeted approach provides maximum security where needed while minimizing overall device complexity and material usage.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS12039391B2Systems and methods for preventing chip fraud by inserts in chip pocket
Publication Date: 2024.07.16 CAPITAL ONE SERVICES LLC
  • US12039391B2 patent drawing
  • US12039391B2 patent drawing
  • US12039391B2 patent drawing

AI summary

Systems and methods for providing fraud prevention inserts in a chip pocket of a card are provided. A chip fraud prevention system includes a device including a chip and one or more fraud prevention inserts. The chip, and the fraud prevention inserts, may be at least partially encompassed in a chip pocket.