AI/ML Medical Claims Platform for Denial Prediction

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Solution Overview

Problem

Existing systems struggle to accurately predict medical claim denials and resubmission outcomes, leading to inefficient resource allocation and high costs for providers due to inaccurate rule-based engines and lack of nuanced understanding of payer-specific requirements.

Innovation Solution

Implementing artificial intelligence/machine learning models to analyze healthcare claims data, predict denial probabilities, generate corrective actions, and automatically route claims to appropriate workflow queues, utilizing data standardization, linking, and regulatory compliance to enhance prediction accuracy and resource allocation.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If rule-based engines are used to predict medical claim denials, then the system structure is simple and easy to implement, but the prediction accuracy is low and cannot capture nuanced payer-specific requirements

Engineering Contradiction:
Improveprediction accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent replaces traditional rule-based mechanical systems with machine learning models that can learn complex patterns from historical claims data. The ML models automatically capture nuanced payer-specific requirements without manual rule configuration, significantly improving prediction accuracy while the system handles the complexity internally through automated model training and inference.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system transforms static rule-based parameters into dynamic learned parameters through machine learning. The models continuously adapt to changing payer behaviors and requirements by learning from new claims data, allowing the system to maintain high accuracy without increasing operational complexity for users.

Inventive Principle:
Principle #35Parameter changes

2Productivity

If manual review and processing of medical claims is performed, then resource allocation can be optimized based on human expertise, but the processing time and operational costs are high

Engineering Contradiction:
Improveclaims processing efficiencyVSAvoidprocessing time
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The system performs preliminary automated processing and prediction of claim outcomes before human review. By pre-identifying high-risk claims likely to be denied and prioritizing them for human expertise, the system reduces overall processing time while maintaining efficient resource allocation. Low-risk claims are handled automatically without human intervention.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service through automated claims processing and prediction. The ML models independently evaluate claims, predict denial risks, and suggest corrective actions without requiring manual human analysis for every claim, significantly improving productivity while reducing processing time for routine claims.

Inventive Principle:
Principle #25Self-service

3Measurement precision

If comprehensive analysis of all claims is performed to improve prediction accuracy, then the prediction quality improves, but the computational resources and processing time increase

Engineering Contradiction:
Improveprediction accuracyVSAvoidcomputational resources
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The system applies partial analysis by focusing computational resources on claims that require it. Instead of performing comprehensive analysis on all claims, the ML models predict denial risk and prioritize only high-risk claims for detailed examination and human review, reducing overall computational resource usage while maintaining high prediction accuracy for claims that matter most.

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS20250278457A1Systems and methods for an artificial intelligence/machine learning medical claims platform
Publication Date: 2025.09.04 EXPERIAN HEALTH INC
  • US20250278457A1 patent drawing
  • US20250278457A1 patent drawing
  • US20250278457A1 patent drawing

AI summary

Embodiments of various systems, methods, and devices are disclosed for generating artificial intelligence or machine learning models for predicting denials of medical claims, predicting approvals of resubmitted medical claims, as well as automatic workflow clustering processes for automatically assigning medical claims to workflow queues using predictive segmentation and smart resource allocation.