Client Application Redirect for Online Payment Transaction Success
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Solution Overview
Problem
The success rate of online transactions is low due to poor interactivity and compatibility between browsers and servers developed by different developers, leading to payment failures and a negative user experience.
Innovation Solution
A method where a computing device determines the existence of a client application associated with a payment server on a mobile device, notifies the user, and allows them to switch from using a browser to the client application for completing transactions, ensuring compatibility and improved interactivity.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a browser is used to perform online transactions with a server, then the transaction can be initiated, but the success rate is low due to poor interactivity and compatibility between differently developed browser and server
Solution Approach 1:
The patent introduces a client application as an intermediary component between the browser and the server. The client application, developed by the same developer as the server, acts as a mediator that ensures compatibility and improves interactivity. When a transaction is initiated via browser, the system detects the client application and redirects the interaction through it, resolving the compatibility issues between independently developed browser and server components.
2Reliability
If the server sends a message to notify the user to use the client application, then the transaction success rate improves, but additional communication steps are required
Solution Approach 1:
The system performs preliminary detection to determine whether the client application exists on the user's device before completing the transaction. This early detection allows the system to proactively notify the user and redirect them to the client application before the transaction fails, preventing the compatibility issues from manifesting and reducing overall transaction time despite the additional notification step.
Data Source
AI summary
A payment request is transmitted by a computing device to a merchant server. A message is received by the computing device and from a payment server different from the merchant server. The message includes a payment client application associated with the payment sever and the payment request. A notification, associated with the message, is displayed by the computing device. The payment client application is launched, by the computing device, based on a user selection in response to the notification.