Communication-Based Interaction Control System

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Solution Overview

Problem

Current authentication systems in computer systems face challenges in securely managing interactions and preventing unauthorized access, particularly in scenarios where malicious actors can fraudulently generate interaction requests using sensitive data.

Innovation Solution

An interaction processing system that utilizes communication-based indicators to authenticate interaction requests by identifying request restrictions within a security profile, challenging or denying unauthorized requests, and dynamically adjusting these restrictions to enhance security and prevent fraudulent activities.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional authentication systems are used to verify user identity, then basic access control is achieved, but the system remains vulnerable to fraudulent interaction requests using sensitive data

Engineering Contradiction:
Improveauthentication reliabilityVSAvoidfraudulent access
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The system performs preliminary authentication by verifying communication-based indicators (such as device identifiers, network characteristics, or communication patterns) before processing interaction requests. This preliminary check establishes a trust baseline that prevents fraudulent requests from proceeding to the interaction stage, thereby enhancing authentication reliability while blocking harmful factors early in the process.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system introduces communication-based indicators as an intermediary layer between traditional authentication and interaction processing. These indicators act as mediators that provide additional verification about the authenticity and context of interaction requests, enabling the system to distinguish between legitimate and fraudulent requests without compromising basic access control functionality.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Object-affected harmful factors

If the system challenges unauthorized interaction requests, then security against fraudulent access is improved, but interaction processing time increases

Engineering Contradiction:
Improveunauthorized access preventionVSAvoidinteraction processing time
Core Design Contradiction:
Object-affected harmful factorsVSLoss of time

Solution Approach 1:

The system applies partial authentication challenges based on risk assessment. Not all interaction requests undergo full challenge verification - instead, the system selectively challenges requests that exhibit suspicious characteristics or fail preliminary communication-based indicator verification. This approach maintains strong security against unauthorized access while minimizing time loss for legitimate interactions that pass initial checks.

Inventive Principle:
Principle #16Partial or excessive action

Solution Approach 2:

The system performs preliminary verification of communication-based indicators before full interaction processing. By checking these indicators in advance, the system can quickly identify and challenge potentially unauthorized requests without subjecting all requests to time-consuming verification processes, thus preventing unauthorized access while reducing overall processing time.

Inventive Principle:
Principle #9Preliminary anti-action

3Object-affected harmful factors

If communication-based indicators are used to authenticate interaction requests, then security against fraudulent activities is enhanced, but system complexity increases

Engineering Contradiction:
Improvefraudulent activity preventionVSAvoidauthentication system complexity
Core Design Contradiction:
Object-affected harmful factorsVSDevice complexity

Solution Approach 1:

The system designs communication-based indicators to serve multiple authentication purposes simultaneously. The same indicators (such as device identifiers, communication patterns, or network characteristics) are used for both preliminary verification and challenge verification stages. This multi-functionality enhances security against fraudulent activities while avoiding the need for separate complex verification mechanisms, thereby limiting the increase in system complexity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

4Adaptability or versatility

If the system dynamically adjusts request restrictions based on security profiles, then personalized security protection is improved, but processing overhead increases

Engineering Contradiction:
Improvepersonalized security protectionVSAvoidprocessing overhead
Core Design Contradiction:
Adaptability or versatilityVSUse of energy by moving object

Solution Approach 1:

The system applies different levels of security verification to different entities based on their security profiles and historical behavior. Rather than uniformly applying complex verification to all requests, the system tailors the verification depth and challenge requirements to each entity's risk level. This localized approach provides personalized security protection while reducing processing overhead for low-risk entities that require minimal verification.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS20240414142A1Controlling an interaction using communication-based indicators
Publication Date: 2024.12.12 TRUIST BANK
  • US20240414142A1 patent drawing
  • US20240414142A1 patent drawing
  • US20240414142A1 patent drawing

AI summary

A system can be used to control an interaction using communication-based indicators. The system can receive an interaction request generated via an interactive communication system and initiated by an entity. In response, the system may identify a request restriction of a security profile of the entity by executing an interaction processing service. The system can use the request restriction to determine an authorization indicated by the entity for the interactive communication system. In response to determining that at least one parameter of the interaction request renders the interaction request unauthorized based on the request restriction and the interactive communication system, the system can challenge the interaction of the interaction request. In response to determining that the parameter of the interaction request renders the interaction request unauthorized based on the request restriction and the interactive communication system, the system can initiate the interaction of the interaction request.