Configurable Credit Card Reader Rotation Mechanism
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Solution Overview
Problem
The high cost and complexity of certifying EMV card readers for PCI DSS standards make it economically unsustainable for POS system manufacturers to develop and maintain multiple configurations with integrated NFC, mag stripe, and EMV readers, as each configuration requires separate certification, increasing operational costs and reducing user experience due to inflexible card reader orientations.
Innovation Solution
A configurable credit card reader that includes NFC, mag stripe, and EMV readers, allowing for rotation and adjustment to various angular positions, enabling a single device to function in multiple orientations, thus reducing the need for multiple certifications and enhancing user experience by accommodating different usage scenarios.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If multiple credit card reader configurations (different orientations and combinations of NFC, mag stripe, and EMV readers) are developed to meet diverse POS requirements, then user experience and adaptability are improved, but certification costs and device complexity increase significantly
Solution Approach 1:
The patent implements a universal credit card reader assembly that can function in multiple configurations (different orientations and combinations of NFC, mag stripe, and EMV readers) without requiring separate certification for each configuration. This multi-functional design allows a single certified device to serve diverse POS terminal requirements, thereby improving adaptability while avoiding the certification complexity that would arise from developing multiple separate devices.
2Ease of operation
If multiple credit card reader configurations are developed for different POS terminal orientations, then user experience is improved, but operational costs increase due to repeated certification requirements
Solution Approach 1:
The universal credit card reader assembly enables a single device to provide multiple user experiences across different POS terminal orientations and configurations. By maintaining PCI DSS certification across all configurations of this universal assembly, the system improves ease of operation for various users without incurring the repeated operational costs associated with certifying multiple separate devices.
3Reliability
If separate credit card readers are certified for each PCI DSS configuration level, then security and reliability are ensured, but time and cost efficiency deteriorate
Solution Approach 1:
The patent achieves PCI DSS compliance and security reliability across all credit card reader configurations through a single universal assembly that has been certified. This approach eliminates the need to repeat the lengthy certification process for each configuration variant, thereby maintaining high reliability standards while dramatically reducing the time required to bring diverse POS terminal configurations to market.
Data Source
AI summary
A credit card reader that is configurable for use is provided that includes a first assembly and a second assembly. The first assembly has a mag stripe card reader. The second assembly has a Europay Mastercard Visa (EMV) reader. The second assembly is coupled to the first assembly, where the first assembly rotates about an axis perpendicular to a plane in which the assemblies are disposed to one of a plurality of angular positions, the plurality of angular positions indicating an offset angle of the first assembly relative to the second assembly.