Consolidated Transfer Matrix for Digital Network Resource Optimization

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Solution Overview

Problem

Digital transfers across networks incur high aggregate resource costs due to inefficiencies in infrastructure, energy, processing, memory, bandwidth, and latency, despite individual transfer costs being relatively small.

Innovation Solution

A computer-based method creates a consolidated transfer matrix using a graph database, where nodes represent entities and edges represent transfer requests, allowing for the consolidation of multi-hop paths into fewer hops, thereby reducing resource utilization by executing transfers based on a consolidated database.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If individual digital transfers are processed through multiple intermediate entities (multi-hop paths), then transfer requests can be routed through available network paths, but resource costs (processing, bandwidth, energy) increase due to the large number of separate transfer operations

Engineering Contradiction:
Improvetransfer efficiencyVSAvoidaggregate resource costs
Core Design Contradiction:
ProductivityVSLoss of energy

Solution Approach 1:

The patent merges multiple individual transfer requests into a consolidated transfer matrix that processes transfers between entities in a network. By representing transfer requests as edges in a graph database and consolidating them into a matrix format, the system can execute multiple transfers simultaneously in a single operation rather than processing each transfer individually through multiple hops, thereby reducing aggregate resource costs while maintaining transfer efficiency

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent transforms the traditional multi-hop path representation into a consolidated matrix representation that operates in a different dimensional space. Instead of tracking individual paths through intermediate entities, the system uses a transfer matrix where rows and columns represent entities and matrix elements represent transfer amounts, enabling parallel processing of all transfers in a single computational operation

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Loss of energy

If a consolidated transfer matrix is implemented to reduce resource costs, then aggregate processing efficiency improves, but system complexity increases due to the need for graph database traversal and matrix consolidation algorithms

Engineering Contradiction:
Improveresource cost reductionVSAvoidsystem complexity
Core Design Contradiction:
Loss of energyVSDevice complexity

Solution Approach 1:

The patent introduces a consolidation engine as an intermediary component that mediates between transfer request reception and transfer execution. This engine traverses the graph database, consolidates transfer requests into a matrix format, and executes the consolidated transfers, thereby managing the system complexity in a modular fashion while achieving resource cost reduction

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces the traditional mechanical approach of sequential transfer processing with a mathematical matrix-based system. By using linear algebra operations on the transfer matrix, the system can consolidate and execute multiple transfers through mathematical computations rather than iterative processing, reducing the computational complexity despite the initial setup overhead

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Adaptability or versatility

If multi-hop transfer paths are used to route transfers between entities, then transfer flexibility is maintained, but the number of actual transfers increases leading to higher bandwidth utilization and delay

Engineering Contradiction:
Improvetransfer routing flexibilityVSAvoidtransfer delay
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The patent performs preliminary consolidation of transfer requests into a matrix format before execution. By pre-processing transfer requests to identify and combine transfers between the same entities, the system reduces the total number of transfer operations needed, thereby decreasing bandwidth utilization and transfer delay while maintaining routing flexibility through the graph database representation

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11609951B2Digital systems and methods for a consolidated transfer matrix
Publication Date: 2023.03.21 BANK OF AMERICA CORP
  • US11609951B2 patent drawing
  • US11609951B2 patent drawing
  • US11609951B2 patent drawing

AI summary

Systems and methods for providing a consolidated transfer ecosystem are provided. Systems may include a graph database. The graph database may include a plurality of nodes representing a plurality of entities. The system may receive a plurality of transfer requests and represent each transfer request as an edge on the graph database. The system may include a consolidation engine that may consolidate the edges in the graph database to produce a consolidated database. The system may execute the transfers according to the consolidated database.