Consumer Rights Locker for Personal Information Management
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Solution Overview
Problem
Consumers face inefficiencies in entering and managing personal information across online services, as they must repeatedly provide the same information without control over the process, leading to overlap and lack of data consistency.
Innovation Solution
A consumer rights locker system that allows consumers to build, manage, and control their personal information on a cloud-based platform, enabling them to define access scopes and transmit parameters for secure access, thereby granting access only when valid, and allowing for data consistency and transferability.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If consumers provide personal information to access online services, then access to services is granted, but consumers lose control over their personal information and must repeatedly enter the same information
Solution Approach 1:
The patent segments personal information into different categories (identifying information, financial information, health information, etc.) and organizes them in a hierarchical structure within the locker. This allows consumers to manage and grant access to specific portions of their information independently, reducing the complexity of managing all information at once while maintaining ease of service access.
Solution Approach 2:
The consumer rights locker acts as an intermediary between consumers and online services. Instead of consumers directly providing personal information to each service, the locker mediates by storing information centrally and providing controlled access to authorized services through parameter transmission, simplifying the access process while maintaining consumer control.
2Productivity
If consumers enter personal information for each online service, then service access is obtained, but time is wasted on repetitive data entry
Solution Approach 1:
The patent implements preliminary action by having consumers build and organize their personal information in the locker once, before needing to access any online services. The information is pre-validated and structured according to industry standards, so when services need access, the parameters are already prepared and can be transmitted immediately without re-entry, significantly reducing access time while maintaining high productivity.
3Adaptability or versatility
If consumers share personal information with online services, then services can be personalized, but data security and consumer control are compromised
Solution Approach 1:
The patent implements dynamic access control where consumers can change the scope of access to their personal information at any time. The system allows consumers to grant, revoke, or modify access permissions for different services and information categories dynamically. This enables services to be personalized when needed while maintaining security through flexible, real-time control over data sharing.
Solution Approach 2:
The patent applies local quality by allowing different access permissions for different categories of personal information. Consumers can grant full access to some information categories while restricting access to others, or provide different levels of access to different services based on specific information types. This enables tailored services to be provided where appropriate while maintaining security for sensitive information.
4Stability of the object's composition
If a centralized system stores consumer personal information, then data consistency is improved, but access control complexity increases
Solution Approach 1:
The patent implements a universal access control system that handles multiple functions through a single mechanism. The same locker and parameter transmission system manages authentication, authorization, data consistency, and access auditing across all services. This multi-functional approach maintains data consistency through centralized storage while avoiding the need for separate complex access management systems for each service.
Data Source
AI summary
Storing, building, managing, and controlling consumer personal information, including: building at least one level of personal information according to a standard; storing the personal information on a consumer rights locker; defining a scope of access under terms of a consumer to control access to the consumer rights locker; transmitting a plurality of parameters needed to access the consumer rights locker; receiving a request to access the consumer rights locker and the plurality of parameters; comparing the plurality of parameters to the scope of access; and granting access to the consumer rights locker when it is determined that the request is valid, wherein the request is valid when the plurality of parameters includes an access right that is consistent with information in the scope of access. Keywords include consumer rights locker and personal information.