Contactless Authentication System Using Fingerprint Pattern Matching
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Solution Overview
Problem
End users are required to provide additional authentication credentials when interacting with terminals, despite the integration of biometric technology, necessitating a system for contactless authentication to enhance convenience and security.
Innovation Solution
A system that uses a processing device to receive and authenticate contactless resource transfer interactions by retrieving unique codes associated with fingerprint patterns, matching them against pre-registered codes, and authorizing transactions based on pattern and code matches, with the option to request additional credentials if necessary.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If biometric technology is integrated with existing devices, then authentication security is improved, but users are still required to provide additional authentication credentials
Solution Approach 1:
The patent combines multiple authentication mechanisms (biometric fingerprint recognition, pattern recognition, and unique code verification) into a single integrated authentication system. The fingerprint sensor, pattern recognition module, and code verification are merged into one unified authentication flow, allowing users to complete authentication through a single contactless interaction without providing separate credentials for each verification method.
Solution Approach 2:
The authentication system is designed to perform multiple functions through a single interface: it captures fingerprint data, recognizes interaction patterns, verifies unique codes, and authorizes transactions all through one contactless authentication process. This multi-functional design eliminates the need for users to provide additional separate credentials while maintaining comprehensive security verification.
2Reliability
If multiple authentication credentials are required, then authentication security is improved, but authentication time and complexity increase
Solution Approach 1:
The system performs preliminary actions by pre-registering unique codes associated with fingerprint patterns and pre-establishing pattern recognition parameters during setup. During actual authentication, these pre-prepared verification data are quickly matched against the captured biometric and interaction data, eliminating the need for time-consuming multi-step credential verification and enabling rapid authentication decisions.
3Ease of operation
If contactless authentication is implemented, then user convenience is improved, but system complexity increases
Solution Approach 1:
The authentication system operates autonomously by automatically capturing fingerprint data through the sensor, recognizing interaction patterns without user intervention, verifying unique codes, and making authorization decisions. The system serves itself by integrating all verification functions into a single automated flow that requires no manual credential input from users, thereby maintaining simplicity at the user interface while handling complexity internally.
Data Source
AI summary
Systems, computer program products, and methods are described herein for implementing contactless authentication. The present invention is configured to receive a contactless resource transfer interaction by a user using a resource transfer instrument at a resource transfer terminal; retrieve, from the resource transfer instrument, a unique code associated with one or more fingerprint patterns of the user; receive a pattern associated with the contactless resource transfer interaction; determine that the unique code associated with the one or more fingerprint patterns of the user matches one or more pre-registered unique codes associated with the one or more fingerprint patterns of the user; determine that the pattern associated with the contactless resource transfer interaction matches one or more pre-registered patterns associated with one or more authorized contactless resource transfer interactions; and authorize an execution of the resource transfer interaction.