Contactless Authentication System for Secondary Users
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Solution Overview
Problem
Conventional systems do not allow primary users to perform contactless interactions with entity devices and do not enable secondary users to conduct interactions on behalf of primary users, limiting the ability to interact with automated machines such as ATMs without physical presence.
Innovation Solution
A system that facilitates secure interactions by receiving an interaction initiation request from a primary user, establishing a link with an automated machine, displaying a scannable code, and allowing authorized secondary users to complete interactions via a user device, using computer-readable program code to manage user interfaces and authenticate users based on location matching.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If conventional systems require physical presence at automated machines for interactions, then security is maintained, but user convenience and accessibility are reduced
Solution Approach 1:
The patent introduces a code as an intermediary element between the user device and the automated machine. The code is displayed on the automated machine's screen and scanned by the user device to establish authentication, enabling contactless interaction while maintaining security through this mediating verification mechanism
Solution Approach 2:
The patent replaces the mechanical requirement of physical presence at the automated machine with an electronic/digital authentication system. Instead of requiring the user to be physically present and manually operate the machine, the system uses digital code scanning and electronic verification to substitute the physical interaction mechanism
2Adaptability or versatility
If conventional systems only allow primary users to interact with entity devices, then account security is maintained, but user versatility and convenience are limited
Solution Approach 1:
The patent implements a universal authentication mechanism that serves multiple functions: it authenticates both primary users and authorized secondary users, enables contactless interaction, and provides a flexible framework that can accommodate different user types and interaction scenarios without requiring separate systems for each case
Solution Approach 2:
The patent performs preliminary authorization actions by establishing a link between the primary user account and authorized secondary users before the actual interaction occurs. The system pre-configures which secondary users are authorized to act on behalf of primary users, and this authorization is verified in advance through the code scanning process, streamlining the actual interaction
Data Source
AI summary
Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions. In particular, the system may be configured to receive an interaction request from a primary user, where the interaction request comprises location of an automated machine, initiate and lock a session between the automated machine and the entity application located on the user device of the primary user, identify a trigger and display a code on the automated machine, wherein the code is scannable by the user device of the primary user or a user device of an authorized secondary user, receive a scanned code from the user device of the primary user or the user device of the authorized secondary user, determine a match between the scanned code and the code displayed on the automated machine, and complete the interaction.