Contactless Card Blockchain Data Sharing

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Solution Overview

Problem

Conventional methods for sharing personal data expose unnecessary information, compromising user privacy when requesting specific data elements, such as age, during transactions like purchasing age-restricted items.

Innovation Solution

A contactless card system that encrypts and digitally signs user data elements using a private key, allowing secure transmission and verification through a blockchain, ensuring only the requested data is exposed to the merchant while maintaining privacy of other personal information.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If conventional data sharing methods are used, then data transmission is simple and fast, but user privacy is compromised by exposing unnecessary personal information

Engineering Contradiction:
Improveuser privacyVSAvoiddata sharing system complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent segments personal data into specific data elements (e.g., age, name, address) and enables selective sharing of only the required elements. The contactless card system divides data access control into multiple layers: data element level, transaction level, and merchant level, allowing precise control over what information is exposed during data sharing operations.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces a blockchain-based intermediary system that mediates between the user's contactless card and the merchant. The blockchain stores encrypted data elements and verification records, acting as a trusted third party that enables privacy-preserving data sharing without requiring direct exposure of sensitive information. The verification service uses cryptographic keys to verify data authenticity without exposing the actual data elements.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If all personal data is shared with merchants, then verification is complete and accurate, but unnecessary information exposure increases

Engineering Contradiction:
Improvedata verification accuracyVSAvoidinformation exposure risk
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent applies local quality by enabling different levels of data exposure for different merchants and different data elements. Each data element can be independently controlled and shared only with authorized merchants for specific purposes. The system allows fine-grained control where each data element has its own access permissions, verification rules, and exposure scope, ensuring that only the minimum necessary information is revealed for each transaction.

Inventive Principle:
Principle #3Local quality

Solution Approach 2:

The patent replaces traditional mechanical data sharing methods (direct database access, manual verification) with cryptographic verification mechanisms. Digital signatures and public-key cryptography enable merchants to verify data authenticity without accessing the underlying personal information. The blockchain provides immutable verification records that ensure data reliability without requiring exposure of sensitive data elements.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Loss of information

If selective data element sharing is implemented, then user privacy is protected, but system complexity and verification overhead increase

Engineering Contradiction:
Improvepersonal information protectionVSAvoiddata processing efficiency
Core Design Contradiction:
Loss of informationVSProductivity

Solution Approach 1:

The patent implements preliminary action by pre-configuring data element permissions, cryptographic keys, and verification rules in the blockchain before data sharing operations occur. Data elements are pre-encrypted and stored in the blockchain with associated access control metadata. When a transaction requires data verification, the system can quickly retrieve and verify pre-prepared cryptographic proofs without performing complex real-time encryption or access control checks, significantly improving processing efficiency.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The contactless card system enables self-service data sharing where the card automatically manages cryptographic operations, data element selection, and verification processes. The card's embedded security element handles key management, digital signature generation, and encrypted data transmission without requiring user intervention for each transaction. This automation reduces processing overhead and enables rapid privacy-preserving data sharing.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS11734676B2Using a contactless card to securely share personal data stored in a blockchain
Publication Date: 2023.08.22 CAPITAL ONE SERVICES LLC
  • US11734676B2 patent drawing
  • US11734676B2 patent drawing
  • US11734676B2 patent drawing

AI summary

Systems, methods, and articles of manufacture to securely share data stored in a blockchain. A contactless card may receive a request to provide a data element from a device. An applet of the contactless card may encrypt the data element and a wallet address. The applet may generate a signature for the request, and transmit, to a mobile device, the signature and the encrypted data. The mobile device may transmit, to a verification service, the signature and encrypted data. The verification service may verify the signature based on a public key. A node in a blockchain may generate a block in the blockchain, the block comprising indications of the verification of the signature, the requested data element, and the wallet address. An encrypted data element corresponding to the data element may be decrypted using a public key. The device may receive the decrypted data element from the wallet address.