Contactless Card Location-Based Check-In System

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Solution Overview

Problem

Current systems for customer interaction at merchants, such as banks, lack contactless solutions for check-in and assistance, leading to inefficiencies and increased risk of disease transmission during identity verification and potential delays in receiving assistance.

Innovation Solution

A system utilizing a contactless card that enables location-based check-in and assistance through near-field communication (NFC) authentication, allowing customers to tap their card on a self-service kiosk or mobile device to verify their presence and request assistance without physical contact, using a server to authenticate and notify staff of their location.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If customers hand government ID cards to employees for identity verification, then authentication can be performed, but disease transmission risk increases and brand reputation is compromised

Engineering Contradiction:
Improveauthentication reliabilityVSAvoiddisease transmission risk
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent replaces the mechanical hand-to-hand transfer of physical ID cards with a contactless NFC-based authentication system. The mobile device communicates cryptographic credentials wirelessly with the server, eliminating the need for physical contact during identity verification while maintaining authentication reliability.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent introduces a server as an intermediary between the mobile device and the authentication system. The server receives cryptographic data from the mobile device, verifies identity, and coordinates the check-in process without requiring direct physical interaction between customer and merchant staff.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If customers manually track down employees for assistance, then staff can provide help, but wait times increase and customer satisfaction decreases

Engineering Contradiction:
Improveassistance accessibilityVSAvoidwait time for assistance
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent implements preliminary action by having the system proactively detect when a customer enters the premises and automatically initiate the check-in process before the customer needs assistance. The server monitors location data and triggers notifications to staff in advance, ensuring help is ready when needed.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent establishes a feedback loop where the system continuously monitors customer presence via location data, automatically initiates check-in procedures, and notifies staff when assistance is needed. This real-time feedback mechanism eliminates the need for customers to manually locate staff and reduces wait times significantly.

Inventive Principle:
Principle #23Feedback

3Ease of manufacture

If physical contact is used for check-in and authentication, then traditional verification methods work, but disease transmission opportunities increase

Engineering Contradiction:
Improvesystem implementation simplicityVSAvoidcontact transmission risk
Core Design Contradiction:
Ease of manufactureVSObject-affected harmful factors

Solution Approach 1:

The patent replaces all physical contact-based authentication mechanisms with contactless NFC communication. The mobile device uses wireless cryptographic transactions to verify identity, and the system automatically captures location data without physical interaction, completely eliminating disease transmission opportunities during check-in processes.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This solution provides a safer, more efficient customer experience by eliminating the need for physical contact during identity verification and ensuring timely assistance, enhancing customer satisfaction and reducing brand and legal risks for merchants.

Implementation Method 1

A system utilizing a contactless card that enables location-based check-in and assistance through near-field communication (NFC) authentication

Methodology Applied
Scientific EffectNear-field communication (NFC): Electromagnetic Induction

Data Source

PatentUS20250014017A1Systems and methods of location-based check-in and assistance using a contactless card
Publication Date: 2025.01.09 CAPITAL ONE SERVICES LLC
  • US20250014017A1 patent drawing
  • US20250014017A1 patent drawing
  • US20250014017A1 patent drawing

AI summary

A method for location-based check-in and assistance based on a contactless card is provided including: receiving, by a server from a first device, a first cryptogram of the contactless card; determining, by the server, a location of the first device based on the first cryptogram; transmitting, by the server to a user device, a notification requesting tapping the contactless card to the user device; receiving, by the server from the user device, a second cryptogram of the contactless card; authenticating, by the server, a user of the user device based on the second cryptogram, the user being associated with the contactless card; verifying, by the server, the user of the user device to be at the location based on the authentication; and notifying, by the server, a user of a second device that the user of the user device is at the location and is requesting assistance.