Contactless Card Login Extraction for Identity Verification
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Solution Overview
Problem
Existing systems for identity verification in e-commerce and loan processes become complex and costly as they require a centralized agency server, leading to increased construction costs and system complexity.
Innovation Solution
An information processing apparatus and method utilizing a contactless communication card with a secure area for storing login information, which, when brought into proximity with a card reader/writer, enables secure access to a server by acquiring and transmitting login credentials through a secure communication channel, thereby simplifying the verification process and reducing system complexity.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a centralized agency server is used to perform loan and identity verification, then verification functionality is achieved, but system complexity and construction costs increase tremendously
Solution Approach 1:
The patent extracts the login information from the centralized agency server and stores it directly in the contactless communication card. This removes the need for complex server-side verification processes while maintaining secure identity verification functionality through the card's secure area.
Solution Approach 2:
The contactless communication card performs self-verification by storing login information in its secure area. When brought into proximity with the card reader/writer, the card automatically provides authentication credentials without requiring complex server-side verification processes.
2Reliability
If a centralized agency server is used to perform loan and identity verification, then verification functionality is achieved, but construction costs increase tremendously
Solution Approach 1:
The patent extracts the login information from the centralized agency server and stores it directly in the contactless communication card. This removes the need for expensive server infrastructure while maintaining secure identity verification functionality through the card's secure area.
Solution Approach 2:
The patent replaces expensive centralized server infrastructure with inexpensive contactless communication cards that contain embedded login information. Each card is a low-cost, self-contained authentication device that eliminates the need for costly server systems.
3Reliability
If manual input of credentials is required, then security control is maintained, but ease of operation decreases
Solution Approach 1:
The patent replaces manual mechanical input of credentials with contactless electromagnetic communication. The card reader/writer automatically reads login information from the contactless communication card through proximity-based communication, eliminating the need for manual typing while maintaining security through the card's secure area protection.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
This solution allows for secure and efficient identity verification by decentralizing the login process, reducing system complexity and costs, and enabling users to access resources securely without manual input of credentials.
Implementation Method 1
contactless communication occurs in response to a communication card being brought into contact or into proximity with a card reader/writer
Data Source
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AI summary
In one example embodiment, the communication system disclosed herein includes an information processing apparatus (300) that acquires address information from a memory device (100) having a free area including the address information and a secure area including account information. The information processing apparatus (300) connects to a resource of a server (400) using the acquired address information. The information processing apparatus (300) causes a security server (500) to acquire the account information from the memory device (100) and transmit the acquired account information to the server (400) such that the server (400) enables a user to access the resource of the server (400) using the account information.