Contactless Card Identity Verification via NFC
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Solution Overview
Problem
Current peer-to-peer identity verification systems lack secure and consistent methods for verifying user identities across different applications and platforms, leading to varying levels of security and inefficient permission handling.
Innovation Solution
A contactless identity verification system using NFC technology, where a contactless card with a processor and memory transmits identity data upon entry into a communication field, allowing users to accept or decline access to specified information, and generates a tokenized link for additional information, ensuring secure and consistent verification without additional input.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If traditional identity verification methods are used across different applications, then each application can verify user identities independently, but security levels vary and permission handling becomes inconsistent and complex
Solution Approach 1:
The patent implements a universal identity verification system where a single verified identity credential can be used across multiple different applications and platforms. The identity verification service provider creates a standardized verification mechanism that works consistently across diverse applications, eliminating the need for each application to implement its own separate verification logic while maintaining uniform security standards.
Solution Approach 2:
The patent introduces an intermediary identity verification service provider that acts as a mediator between users and multiple applications. This intermediary service centralizes the verification process, manages permission handling consistently across applications, and provides standardized identity credentials that applications can trust without implementing complex verification logic themselves.
2Reliability
If multiple verification factors are required across different applications, then security levels can be increased, but user experience deteriorates due to additional input requirements
Solution Approach 1:
The patent performs identity verification in advance through the identity verification service provider before the user needs to access multiple applications. The verified identity credential is established beforehand and can be automatically presented across applications without requiring the user to repeatedly provide verification factors. This preliminary verification action maintains high security while eliminating redundant user input requirements.
3Adaptability or versatility
If different applications use different verification standards, then each application can optimize for its specific security needs, but cross-application communication and functionality are reduced
Solution Approach 1:
The patent segments the identity verification system into two distinct layers: a standardized verification layer provided by the identity verification service provider that ensures consistency across applications, and application-specific implementation layers that can request specific types of verification. This segmentation allows applications to optimize for their specific needs while relying on the standardized layer for cross-application compatibility and communication efficiency.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enhances security and user experience by providing controlled permission handling and efficient identity verification across different applications and platforms, reducing the need for additional verification factors and improving cross-application communication.
Implementation Method 1
transmitting, after entry of the contactless card into a communication field, identity data
Data Source
AI summary
An identity verification system may include a contactless card comprising a processor and a memory, and one or more applications comprising instructions for execution on one or more devices. The contactless card may be associated with a first user. A first application may be configured to transmit, after entry of the contactless card into a communication field, identity data. A second application may be configured to receive a notification based on an identity verification process. The notification may comprise an option indicative of requested access to specified information about the first user, the option further including a choice to accept or decline access to the specified information about the first user. The first application may be configured to receive the requested access to specified information about the first user based on selection of the option.