Context-Aware Digital Interface Counterparty Auto-Population

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Existing digital interfaces on mobile devices face challenges in efficiently populating counterparty information for data exchanges due to limited input and display capabilities, often requiring users to manually select from lengthy lists of candidate counterparty identifiers, which can be cumbersome and error-prone.

Innovation Solution

A system that uses a network-connected device and a transaction system to determine candidate counterparty identifiers based on geographic position and user profile data, automatically populating the digital interface with relevant options, reducing the need for manual input and improving usability on devices with limited functionality.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If users manually select from lengthy lists of candidate counterparty identifiers, then completeness of counterparty options is maintained, but ease of operation deteriorates and time consumption increases

Engineering Contradiction:
Improveease of counterparty selectionVSAvoidtime for counterparty selection
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The system performs preliminary actions by automatically determining and populating counterparty information before the user needs to make a selection. The processor determines the counterparty based on geographic position and profile data, and the digital interface is pre-populated with the counterparty identifier, eliminating the need for users to manually search through lengthy lists.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service by automatically determining counterparty information without requiring manual user input. The processor uses the user's geographic position and profile data to autonomously identify and populate the counterparty identifier, allowing the system to serve itself rather than requiring user effort.

Inventive Principle:
Principle #25Self-service

2Measurement precision

If complete counterparty lists are displayed, then selection accuracy is improved, but device complexity and interface complexity increase

Engineering Contradiction:
Improveaccuracy of counterparty identificationVSAvoidcomplexity of digital interface
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system extracts only the necessary counterparty information from the complete counterparty list and presents it directly to the user. Instead of displaying the entire list of potential counterparties, the processor determines the relevant counterparty based on geographic position and profile data, and the interface displays only that specific information, reducing complexity while maintaining accuracy.

Inventive Principle:
Principle #2Taking out (Extraction)

3Ease of operation

If automated population is implemented, then ease of operation is improved, but reliability may deteriorate due to potential errors in automatic determination

Engineering Contradiction:
Improveautomation of counterparty selectionVSAvoidaccuracy of automatic counterparty determination
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system applies local quality by using context-specific criteria (geographic position and user profile data) to determine the counterparty rather than using a generic approach. The processor analyzes the user's specific location and personal information to accurately identify the relevant counterparty, ensuring high reliability through localized, context-aware determination.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS12061652B2Automated population of digital interfaces based on dynamically generated contextual data
Publication Date: 2024.08.13 THE TORONTO DOMINION BANK
  • US12061652B2 patent drawing
  • US12061652B2 patent drawing
  • US12061652B2 patent drawing

AI summary

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, automatically populate, in real-time, portions of digital interfaces based on dynamically generated contextual data. For example, a network-connected apparatus may receive, from a device, a portion of an identifier of a first counterparty to an exchange of data. The apparatus may perform operations determine a second counterparty to the data exchange based on at least one of a current geographic position of the first device, a first element of profile data associated with the first device, or the received portion of the first counterparty identifier, and may transmit an identifier of the second counterparty to the device. The device may execute an application program that presents the second counterparty identifier within a corresponding portion of an interface associated with the data exchange.