Contextual Schedule Notifications for Real-Time Budget Deviations

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Solution Overview

Problem

Existing resource account management systems lack real-time feedback and dynamic updates based on context data, limiting their ability to provide anticipatory notifications and effective budgeting and scheduling tools.

Innovation Solution

A computing system that generates real-time contextual notifications by receiving input parameters, obtaining account and context data, detecting deviations from a schedule, and providing notifications with recommended activity adjustments based on device location and account balance.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If real-time contextual notifications are implemented, then budgeting and scheduling accuracy is improved, but system complexity increases

Engineering Contradiction:
Improvebudgeting and scheduling accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system segments resource management into discrete notification events triggered by specific conditions (budget thresholds, schedule deviations, account limits). Each notification type handles a specific aspect of resource management independently, allowing the complex system to be broken down into manageable, modular components that can be implemented and maintained separately.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary actions by proactively notifying users of potential budget overruns, schedule conflicts, or resource constraints before they become critical issues. Notifications are generated in advance based on predicted resource consumption patterns, enabling users to take corrective action before actual problems occur, thereby improving accuracy without requiring complex real-time intervention mechanisms.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If dynamic resource allocation monitoring is implemented, then resource constraint compliance is improved, but information processing requirements increase

Engineering Contradiction:
Improveresource constraint complianceVSAvoidinformation processing requirements
Core Design Contradiction:
ReliabilityVSLoss of information

Solution Approach 1:

The system implements feedback loops where resource consumption data is continuously monitored and compared against allocated budgets and constraints. When deviations are detected, the system generates notifications that provide feedback to users about their resource usage status. This feedback mechanism ensures compliance with resource constraints by keeping users informed of their current status and enabling corrective actions, while processing only the essential information needed for compliance monitoring.

Inventive Principle:
Principle #23Feedback

3Speed

If real-time notifications are provided, then responsiveness to resource constraints is improved, but computational overhead increases

Engineering Contradiction:
Improveresponsiveness to resource constraintsVSAvoidcomputational overhead
Core Design Contradiction:
SpeedVSUse of energy by moving object

Solution Approach 1:

The system employs periodic action by monitoring resource consumption at defined intervals and triggering notifications only when specific threshold conditions are met, rather than continuously analyzing all resource transactions in real-time. This approach maintains responsiveness to resource constraints by detecting significant deviations promptly, while reducing computational overhead by processing information periodically rather than continuously.

Inventive Principle:
Principle #19Periodic action

Data Source

PatentUS12554541B2Systems and methods for providing contextual notifications
Publication Date: 2026.02.17 THE TORONTO DOMINION BANK
  • US12554541B2 patent drawing
  • US12554541B2 patent drawing
  • US12554541B2 patent drawing

AI summary

A computer-implemented method is disclosed. The method includes: receiving, via a user device, input of parameters associated with a schedule item and a resource allocation; obtaining account data of a resource account associated with the user device; generating a first schedule of recommended activities for the schedule item based on the inputted parameters and the account data of the resource account, the first schedule identifying one or more activities and an order associated with the one or more activities; obtaining real-time context data associated with the user device; detecting a deviation from the first schedule based on the real-time context data; and in response to detecting the deviation, providing, via the user device, a first notification including indications of the detected deviation and a recommendation of a second schedule of activities.