Conversational Data Input With Passwordless User Authorization

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Solution Overview

Problem

Current data ingestion methods provide a tedious and error-prone user experience, and conventional software solutions fail to ensure secure data access and authentication without usernames or passwords.

Innovation Solution

Implementing dynamic graphical user interfaces that emulate a conversation with the user through chat-like messages, allowing efficient data input, secure data retention, and authentication without traditional credentials.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If static input fields are used for data intake, then the form structure is simple and easy to implement, but the user experience becomes tedious and time-consuming

Engineering Contradiction:
Improveuser experienceVSAvoiddata intake time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent applies dynamics by transforming static input fields into dynamic conversational elements. The system displays prompts in conversation bubble shapes that dynamically adapt based on user interactions, automatically adjusting the interface to guide users through data intake more efficiently and reduce completion time while improving user experience.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system implements feedback mechanisms where the conversational interface responds to user inputs in real-time, providing contextual guidance and automatically updating the form state. This feedback loop helps users complete data intake faster by reducing confusion and eliminating the need to navigate through static form sections.

Inventive Principle:
Principle #23Feedback

2Reliability

If static input fields are used for data intake, then the implementation is straightforward, but data entry errors increase

Engineering Contradiction:
Improvedata entry accuracyVSAvoidinterface complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The conversational interface provides real-time feedback to users during data entry, validating inputs and guiding corrections before errors can occur. This feedback mechanism increases data entry accuracy by preventing mistakes rather than merely detecting them, while the system manages complexity through automated validation logic.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The system performs self-service validation and guidance functions, automatically checking data accuracy and providing contextual hints without requiring complex user intervention. This self-service approach improves reliability by continuously monitoring data integrity while keeping the interface manageable through automated rather than manual validation processes.

Inventive Principle:
Principle #25Self-service

3Ease of operation

If conventional authentication methods are used, then security is maintained through usernames and passwords, but user convenience is reduced

Engineering Contradiction:
Improveauthentication convenienceVSAvoiduser authentication
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system implements self-service authentication by automatically identifying users through device fingerprints, IP addresses, or other contextual data without requiring manual username/password entry. This maintains security through automated verification while significantly improving convenience by eliminating the authentication friction point.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces the mechanical authentication system of usernames and passwords with automated contextual recognition and biometric verification. This substitution maintains or enhances security while dramatically improving user convenience by eliminating the need for users to manually provide authentication credentials.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

4Adaptability or versatility

If users can abandon applications, then user flexibility is improved, but sensitive information may be lost

Engineering Contradiction:
Improveuser flexibilityVSAvoidsensitive data retention
Core Design Contradiction:
Adaptability or versatilityVSLoss of information

Solution Approach 1:

The system performs preliminary action by automatically saving and securing sensitive information in encrypted storage at every user interaction, ensuring data is retained even if the user abandons the application. This preliminary data preservation maintains user flexibility while preventing information loss through continuous background encryption and storage.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent implements beforehand cushioning by preparing encrypted data storage and retrieval mechanisms in advance, so that when users abandon applications, their sensitive information is already protected and can be recovered. This prior preparation cushions against the harmful effect of data loss while maintaining user freedom to abandon applications when needed.

Inventive Principle:
Principle #11Beforehand cushioning (Prior cushioning)

Data Source

PatentUS12518086B1Methods and systems for interactive data input
Publication Date: 2026.01.06 CITIBANK N A
  • US12518086B1 patent drawing
  • US12518086B1 patent drawing
  • US12518086B1 patent drawing

AI summary

Described herein are methods and systems to provide varying levels of access to a user according to a requested activity. A server receives, from a computing device operated by a user, a request to perform an activity; retrieves from the computing device, a unique identifier of the computing device and at least one operational attribute of the computing device. The server accesses a database to identify a temporary profile that matches the data retrieved from the computing device and the at least one operational attribute of the computing device to identify a communication identifier from the temporary profile. The server transmits a notification using the communication identifier to determine an authorization level of the user based on a response to the notification and the at least one operational attribute. When the requested activity is included within the authorization level, the server authorizes the computing device to perform the activity.