Conversational Data Input With Resume and Passwordless Access

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Solution Overview

Problem

Current data ingestion methods provide a tedious and error-prone user experience, and conventional software solutions fail to ensure data retention and secure access after user abandonment or authentication without usernames and passwords.

Innovation Solution

Implementing dynamic graphical user interfaces that emulate a conversation with chat-like messages, allowing users to interact and input data efficiently, retain sensitive information even after abandonment, and authenticate without passwords, while providing varying access levels.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If static input fields are used for data intake, then the form structure is simple and easy to implement, but the user experience becomes tedious and time-consuming

Engineering Contradiction:
Improveuser experienceVSAvoiddata intake time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent transforms static input fields into dynamic conversational interfaces that adapt to user responses in real-time. The system displays prompts as conversation bubbles and updates the interface dynamically based on user inputs, making data intake feel like an interactive conversation rather than filling out a rigid form, thereby reducing time loss while improving ease of operation

Inventive Principle:
Principle #15Dynamics

2Reliability

If static input fields are used for data intake, then the interface is simple and easy to implement, but data entry errors increase

Engineering Contradiction:
Improvedata entry accuracyVSAvoidinterface complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent implements feedback mechanisms where the system provides real-time responses to user inputs through conversation bubbles. The interface dynamically updates based on user responses, providing immediate feedback that guides users to the correct input fields and reduces errors. This feedback loop enhances data entry accuracy while the conversational nature keeps the interface manageable in complexity

Inventive Principle:
Principle #23Feedback

3Ease of operation

If conventional authentication methods are used, then security is maintained through usernames and passwords, but user convenience is reduced and data loss occurs upon abandonment

Engineering Contradiction:
Improveauthentication convenienceVSAvoidsensitive information loss
Core Design Contradiction:
Ease of operationVSLoss of information

Solution Approach 1:

The patent implements self-service authentication where the system automatically manages user identification and data retention without requiring manual username/password entry. The conversational interface automatically associates user inputs with their profiles and maintains data even after abandonment, allowing users to access their information conveniently without traditional authentication hurdles while preventing data loss

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS20260030439A1Methods and systems for interactive data input
Publication Date: 2026.01.29 CITIBANK N A
  • US20260030439A1 patent drawing
  • US20260030439A1 patent drawing
  • US20260030439A1 patent drawing

AI summary

Described herein are methods and systems to save and resume data inputs from users. A server receives interactions with an electronic application; instructs a second server to display prompts on a webpage; retrieves, from the computing device, responses to the prompts, to generate a profile for the user. When the server received an indication of abandonment representing a lack of interaction with the electronic application, the server accesses a database to identify a temporary profile that matches the generated profile for the user to extract a communication identifier from the temporary profile and transmit a notification using the communication identifier. In response to the server receiving a response to the notification, the server loads, for display on the computing device, a second page having at least one prompt of the electronic application prefilled using data extracted from the generated profile.