Countertop Image Recognition for Accurate Home Valuation

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Solution Overview

Problem

Existing techniques for using machine learning to identify countertops in images are lacking in effectiveness and efficiency, leading to ineffectiveness and inefficiencies in home valuation and insurance premium determination.

Innovation Solution

A machine learning algorithm is trained to identify specific countertop types in images, utilizing supervised, unsupervised, or semi-supervised learning methods, and is further trained on a combination of images with and without countertops to enhance distinction between countertops and other objects, ultimately enabling home value estimation and insurance premium determination.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Extent of automation

If machine learning algorithms are used to identify countertops in images, then home valuation and insurance premium determination can be automated, but the effectiveness and accuracy of countertop identification is insufficient

Engineering Contradiction:
Improveautomation of home valuationVSAvoidcountertop identification accuracy
Core Design Contradiction:
Extent of automationVSMeasurement precision

Solution Approach 1:

The patent segments the countertop identification task into multiple specialized machine learning models, each trained to identify specific countertop materials (granite, marble, quartz, laminate, wood, ceramic, stainless steel, concrete). This segmentation allows each model to specialize in recognizing particular material characteristics, thereby improving overall identification accuracy while maintaining automation.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary actions by collecting and organizing extensive training data with labeled countertop images before deployment. Multiple phases of model training and validation are conducted in advance, including hyperparameter tuning and performance optimization, to ensure the models are ready for accurate automated identification when deployed in home valuation processes.

Inventive Principle:
Principle #10Preliminary action

2Measurement precision

If multiple training phases are used to improve countertop identification accuracy, then identification precision improves, but training time and computational resources increase

Engineering Contradiction:
Improvecountertop type identification accuracyVSAvoidmodel training time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent implements preliminary data preparation and model architecture design before training begins. Training data is pre-processed, labeled, and organized into structured formats in advance. Model architectures are pre-configured with appropriate layer structures and parameters, reducing setup time and enabling more efficient training execution when resources are allocated.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system employs a staged training approach where models are first trained on subsets of data for specific countertop types, then progressively trained on additional data and types. This partial action strategy allows the system to achieve functional accuracy for common countertop types faster, with option to continue training for enhanced precision on rarer materials, balancing time investment against accuracy requirements.

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS20260073664A1Systems and Methods for Countertop Recognition for Home Valuation
Publication Date: 2026.03.12 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US20260073664A1 patent drawing
  • US20260073664A1 patent drawing
  • US20260073664A1 patent drawing

AI summary

The following relates generally to (i) identifying a type of countertop in a home, and/or (ii) using a type of countertop to estimate a value of a home and/or determine a homeowners insurance premium. In some embodiments, one or more processors receive a first plurality of images including depictions of countertops, and train a countertop identification machine learning algorithm based upon the first plurality of images. The one or more processors may then receive a second plurality of images, which (i) includes a greater number of images than the first plurality of images, and (ii) includes labeled objects. The one or more processors may then further train the countertop identification machine learning algorithm based upon the second plurality of images.