Covered Parking Reservation for Hail Damage Prevention
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Solution Overview
Problem
Vehicles are at risk of damage from inclement weather conditions, particularly hail, due to limited access to covered parking locations and inadequate weather prediction, leading to potential vehicle damage, increased repair costs, and insurance expenses.
Innovation Solution
A vehicle computing device, a covered parking location computing device, and an insurance computing device work together to identify inclement weather, locate available covered parking, reserve a spot, and provide insurance-related benefits, enhancing accessibility and reducing damage.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a vehicle owner parks in a covered location to prevent weather damage, then vehicle protection is improved, but accessibility to covered parking is limited
Solution Approach 1:
The patent introduces a computing device that acts as an intermediary between the vehicle owner and covered parking locations. The device receives weather data, determines inclement weather conditions, identifies available covered parking spots, and communicates this information to the vehicle owner, enabling informed decisions about parking without requiring direct knowledge of all covered parking locations
Solution Approach 2:
The system performs preliminary actions by proactively monitoring weather conditions and identifying covered parking locations before inclement weather occurs. The computing device determines whether inclement weather may occur and identifies available covered parking spots in advance, allowing vehicle owners to take protective action before damage can occur
2Reliability
If weather prediction is improved to predict inclement weather, then vehicle damage prevention is enhanced, but prediction accuracy and timing are insufficient
Solution Approach 1:
The computing device implements feedback by continuously receiving weather data and re-evaluating the likelihood of inclement weather. The system monitors weather conditions over time, updates its determination of whether inclement weather may occur, and provides ongoing information to vehicle owners, allowing for dynamic adjustment of protective actions based on changing weather conditions
3Reliability
If covered parking locations are made more accessible, then vehicle safety is improved, but information availability about covered parking is insufficient
Solution Approach 1:
The patent segments the information about covered parking locations into manageable components. The computing device identifies specific covered parking locations, determines their availability, and provides this segmented information to vehicle owners in a structured manner, making it easier to process and act upon rather than presenting overwhelming comprehensive data
Data Source
AI summary
An insurance computing device is provided. The insurance computing device may include a processor and a memory. The processor may be programmed to receive a registration request from a vehicle computing device associated with a vehicle and/or a covered parking location (CPL) computing device associated with a covered parking location, generate a usage profile associated with at least one of the vehicle and the covered parking location, monitor the vehicle computing device and/or the CPL computing device for any requests to reserve an available parking spot of the covered parking location, update the usage profile, determine if an insurance policy associated with the vehicle and/or the covered parking location is eligible for insurance-related benefits based upon the usage profile.