Custom Graphic Content Display in Digital Wallet Interfaces
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Solution Overview
Problem
Current digital wallet software applications do not allow users to customize the content displayed, such as text and images, associated with customer accounts, limiting user personalization and expression.
Innovation Solution
A computing system and method that enables users to select and display customized graphic content on the graphical user interface of a mobile device during the execution of a digital transfer software application, allowing users to personalize their account representations.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If standardized account names and graphics are used in digital wallet applications, then the system maintains simplicity and ease of operation, but user personalization and expression capabilities are limited
Solution Approach 1:
The patent applies the copying principle by allowing users to upload and display custom images on their digital wallet cards. The system stores and retrieves these user-provided image files, replacing or supplementing standardized graphics with personalized copies of user-selected images, thereby enabling personalization without fundamentally changing the digital wallet architecture
Solution Approach 2:
The patent implements preliminary action by providing users with the ability to pre-select and upload custom images during account setup or before they are needed for transactions. The system pre-processes and stores these images ready for display, so that when the digital wallet is used, the personalized content is already in place, eliminating the need for real-time customization during transactions
2Ease of operation
If custom graphic content is displayed on digital wallet interface, then user expression and satisfaction are enhanced, but the software application complexity increases
Solution Approach 1:
The patent applies universality by designing a flexible content display system that can accommodate both standardized financial institution graphics and user-customized images within the same digital wallet interface. The system maintains backward compatibility with existing standardized content while adding the capability to display personalized images, allowing the same software to serve multiple purposes without requiring separate systems
Solution Approach 2:
The patent uses an intermediary approach by introducing a content management layer between the user interface and the transaction processing system. This intermediary layer handles image upload, storage, retrieval, and display logic, isolating the complexity of custom content management from the core transaction functionality. The intermediary acts as a buffer that manages the additional complexity without affecting the simplicity of the underlying payment processing
Data Source
AI summary
A computing system is configured to execute a method of displaying customized graphic content on a user device and includes steps of requesting, from a user of the user device, a selection of customized graphic content to be displayed by the user device with the customized graphic content visually representing an account of the user, reconfiguring the user device and/or a digital transfer software application executable on the user device to cause the customized graphic content selected by the user to be displayed by the user device during execution of the digital transfer software application on the user device, and displaying the customized graphic content on the user device during execution of the digital transfer software application.