Customized GUI Ranking Eligible Entity Options for Digital Origination

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Solution Overview

Problem

Existing digital object origination processes often discourage users by offering ineligible products and fail to suggest better-suited options based on user conditions, leading to inefficient digital originations.

Innovation Solution

A computing system that provides a customized graphical user interface allowing users to select personalized entity objects, visually differentiated by score, and facilitates document population for desired objects, with feedback on eligibility.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If users are allowed to apply for any entity product, then users have more freedom to choose products, but users may be discouraged when they are ineligible for applied products

Engineering Contradiction:
Improveproduct selection freedomVSAvoiduser experience
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The system performs preliminary eligibility assessment and pre-approval determination before the user completes the application process. The backend system evaluates user data against entity product criteria in advance, identifying only those products for which the user is eligible, thereby preventing the user from encountering rejection later in the process.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system provides feedback to users about their eligibility status for different entity products based on their user data. The graphical user interface displays information about which products the user qualifies for, enabling informed decision-making and avoiding futile applications.

Inventive Principle:
Principle #23Feedback

2Productivity

If the system recommends entity products based on user data, then users can find better-suited products, but the system complexity increases

Engineering Contradiction:
Improvedigital origination efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system automatically performs the product recommendation and eligibility assessment functions without requiring manual intervention. The backend system uses the user's existing user data to autonomously determine eligibility for various entity products and presents appropriate options to the user, eliminating the need for additional manual evaluation steps.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The backend system performs multiple functions using the same user data: it assesses eligibility, determines pre-approval status, and generates product recommendations all in one process. This multi-functionality reduces the need for separate systems or manual processes for each task.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If the system displays multiple personalized entity object options, then users can find products that meet their needs, but the interface complexity increases

Engineering Contradiction:
Improveproduct customizationVSAvoidinterface complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The graphical user interface applies different visual qualities to different entity product options based on their eligibility status and suitability. The highest-ranked or most suitable product is visually differentiated from other options, guiding user attention to the best choice while still presenting alternatives.

Inventive Principle:
Principle #3Local quality

Solution Approach 2:

The system segments the entity product options into distinct categories or rankings, presenting them in an organized manner. By dividing the products into ranked options with visual differentiation, the interface manages complexity through structured presentation rather than displaying all products as equal options.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12578845B2Customized graphical user interface generation graphically depicting icons via a computer screen
Publication Date: 2026.03.17 TRUIST BANK
  • US12578845B2 patent drawing
  • US12578845B2 patent drawing
  • US12578845B2 patent drawing

AI summary

Systems and methods receive control signal(s) representing a UI input provided via an actionable GUI input component depicted via a GUI of a computer screen, the UI input indicating the user's need for an entity object, accessible via an entity, to be personalized for the user. Stored user data of the user stored to data storage location(s) is accessed that includes both attribute data associated with the user and resource data associated with a resource currently possessed by the user. Data analysis is performed on entity objects each having object attributes, the data analysis including evaluating the object attributes relative stored user data, identifying entity objects initially available to the user, and ranking the entity objects. Interactive UI input components associated with entity object content are generated and display, via the GUI, is initiated, the entity object content including a selection of ranked entity objects available to the user.