Customized Illustration for Expedited Electronic Transaction

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Solution Overview

Problem

Existing electronic transaction systems require multiple inputs and often necessitate additional screens or pop-ups for password entry, which complicates the process and reduces the usage of expedited payment systems.

Innovation Solution

A method and system that utilizes a customized illustration to activate an expedited electronic transaction by moving across the display, revealing a password entry space within the existing interface, thereby eliminating the need for additional screens and maintaining a clean design.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional password entry fields or additional screens are created, then security is maintained, but device complexity and user effort increase

Engineering Contradiction:

ImprovesecurityVSAvoidinterface complexity

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The patent combines the password entry field with the existing illustration element (such as a credit card graphic or checkout button) by embedding the password input functionality within the illustration itself. This merging eliminates the need for separate password screens or additional input fields, maintaining security while reducing interface complexity and improving user experience

Inventive Principle:

Principle #5Merging (Combining)

2Quantity of substance

If multiple input fields and screens are created for transaction data, then data collection is complete, but transaction time increases

Engineering Contradiction:

Improvetransaction data completenessVSAvoidtransaction time

Core Design Contradiction:

Quantity of substanceVSLoss of time

Solution Approach 1:

The patent implements preliminary action by pre-populating the expedited transaction form with consumer identification information and other transaction data that has been previously collected and stored in association with the consumer's device. This allows the consumer to complete the transaction by providing only minimal additional information (such as a password), significantly reducing transaction time while maintaining data completeness

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The patent merges multiple data entry functions into a single integrated illustration element that serves as both the visual identifier and the data collection interface. By combining what would traditionally be separate screens or fields into one unified expedited transaction form, the system collects all necessary transaction data in a single step, eliminating the time loss associated with navigating multiple screens

Inventive Principle:

Principle #5Merging (Combining)

Data Source

PatentUS11900374B2Illustration to conduct an expedited electric transaction method and system

Publication Date: 2024.02.13 VISA INTERNATIONAL SERVICE ASSOCIATION

AI summary

A method to display an illustration to conduct an expedited electronic transaction is provided. Consumer identification information identifying a consumer is received. The consumer identification information is stored in association with a web browser of a consumer's device. A customized illustration is displayed based on the received consumer identification information on the consumer's device. A request is received for the expedited electronic transaction by swiping the customized illustration across a portion of the display of the consumer's device. Transaction data sufficient to complete the electronic transaction is sent to the merchant based on the swipe of the customized illustration across display of the consumer's device.