DAIP Platform Consolidating Enterprise Channel Data

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Solution Overview

Problem

Enterprise systems face challenges in providing relevant assistance to users across different channels due to disparate computer systems and resources, making it difficult to offer personalized and omni-channel experiences.

Innovation Solution

Implementing Data, AI, and Intents Personalization (DAIP) technology, which involves a computing platform that receives unstructured activity data from various channels, identifies user intents using machine learning models, generates status tracking information, and stores it in a consolidated repository, enabling personalized content and alerts across all channels.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If disparate computer systems and resources are used to support applications on different enterprise channels, then each channel can operate independently with its own system configuration, but it becomes difficult to provide relevant assistance to users who need help across multiple channels

Engineering Contradiction:
Improvemulti-channel supportVSAvoiduser activity data visibility
Core Design Contradiction:
Adaptability or versatilityVSLoss of information

Solution Approach 1:

The patent consolidates user activity data from multiple disparate enterprise channels into a unified data structure. The computing platform receives unstructured activity data from various channels (mobile banking, online banking, ATM, IVR, etc.), processes it through a unified pipeline, and stores it in a standardized format that can be accessed across all channels, enabling seamless omnichannel user assistance

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The computing platform acts as an intermediary layer between disparate enterprise channel systems and the user assistance functions. It receives unstructured activity data from source systems without native intent mapping functionality, applies intent discovery models to extract user intents, and provides structured intent information to channels that need it, thereby bridging the information gap across channels

Inventive Principle:
Principle #24Intermediary (Mediator)

2Productivity

If unstructured activity data is received from source systems without native intent mapping functionality, then data can be captured from all channels, but the data cannot be directly used for intent recognition and personalized assistance

Engineering Contradiction:
Improvedata capture capabilityVSAvoidintent recognition
Core Design Contradiction:
ProductivityVSDifficulty of detecting and measuring

Solution Approach 1:

The system performs preliminary processing of unstructured activity data by applying intent discovery models to extract user intents before the data reaches channels that need structured intent information. The computing platform proactively transforms raw activity events into meaningful intent classifications, making the data ready for personalized assistance applications

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent replaces manual or rule-based intent mapping mechanisms with machine learning-based intent discovery models. These models automatically analyze unstructured activity data patterns to identify user intents, substituting complex mechanical intent mapping processes with intelligent algorithms that can handle diverse unstructured data formats across channels

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Reliability

If a consolidated event repository is implemented to store status tracking information, then omnichannel intent tracking becomes possible, but the system complexity increases

Engineering Contradiction:
Improveomnichannel tracking consistencyVSAvoidsystem architecture
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The consolidated event repository serves multiple functions: it stores raw activity data, stores processed intent information, provides data for personalization, and enables cross-channel tracking. This single unified repository replaces multiple separate data storage systems across channels, reducing overall system complexity while improving reliability through centralized data management

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system implements homogeneous data structures and schemas for storing activity data and intent information across all channels. By standardizing data formats, validation rules, and access protocols in the consolidated repository, the system reduces complexity through uniformity while ensuring consistent and reliable omnichannel tracking

Inventive Principle:
Principle #33Homogeneity

Data Source

PatentUS12081630B2Generating and providing enhanced user interfaces by implementing data, AI, intents and personalization (DAIP) technology
Publication Date: 2024.09.03 BANK OF AMERICA CORP
  • US12081630B2 patent drawing
  • US12081630B2 patent drawing
  • US12081630B2 patent drawing

AI summary

Aspects of the disclosure relate to generating and providing enhanced user interfaces by implementing data, AI, intents and personalization (DAIP) technology. In some embodiments, a computing platform may receive, from enterprise computing infrastructure, first unstructured activity data associated with a first enterprise channel. Subsequently, the computing platform may identify one or more user intents by applying an intent discovery model to the first unstructured activity data associated with the first enterprise channel. Then, the computing platform may generate status tracking information based on identifying the one or more user intents. Thereafter, the computing platform may store, in a consolidated event repository, the status tracking information generated based on identifying the one or more user intents, and storing the status tracking information in the consolidated event repository may cause the status tracking information to be exposed to multiple computer systems associated with different enterprise channels.