Data Adapter Messaging for Secure Transaction Transfer

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Solution Overview

Problem

Existing data transfer processes between electronic devices are prone to misappropriation, corruption, and delays due to manual re-entry of data and reliance on non-standardized messaging, consuming significant computing resources.

Innovation Solution

A system utilizing a data adapter to analyze records for identifying relationships between data fields and a data engine to generate standard-compliant messages, eliminating manual re-entry and direct transmission to transaction networks, ensuring data integrity and security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If manual re-entry of data is used during data transfer between electronic devices, then data can be transferred between different systems, but data misappropriation and corruption occur and computing resources are consumed

Engineering Contradiction:

Improvedata transfer capabilityVSAvoiddata integrity

Core Design Contradiction:

Adaptability or versatilityVSReliability

Solution Approach 1:

The patent introduces an intermediary system comprising a data adapter and data engine that automatically transforms data between different formats and standards. The data adapter receives data from various sources, identifies relationships between data fields, and the data engine generates standardized messages that can be transmitted across different transaction networks, eliminating manual re-entry while maintaining data integrity through automated validation and transformation processes

Inventive Principle:

Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces the mechanical process of manual data re-entry with an automated electronic system. The data adapter and data engine automatically perform data extraction, transformation, validation, and transmission without human intervention, substituting manual operations with computerized processes that reduce errors and improve reliability while maintaining system adaptability

Inventive Principle:

Principle #28Mechanics substitution (Replace mechanical system)

2Adaptability or versatility

If manual re-entry of data is used, then data can be transferred between systems, but delays occur in the data transfer process

Engineering Contradiction:

Improvedata transfer capabilityVSAvoiddata transfer time

Core Design Contradiction:

Adaptability or versatilityVSLoss of time

Solution Approach 1:

The patent implements continuous automated data processing where the data adapter continuously receives data from various sources and the data engine continuously transforms and transmits it to transaction networks. This continuous automated operation eliminates the intermittent delays associated with manual data re-entry, maintaining uninterrupted data flow between systems while preserving format adaptability

Inventive Principle:

Principle #20Continuity of useful action

3Adaptability or versatility

If non-standardized messaging is used for data transmission, then data can be transmitted flexibly, but data corruption and misappropriation occur

Engineering Contradiction:

Improvemessaging flexibilityVSAvoiddata security

Core Design Contradiction:

Adaptability or versatilityVSReliability

Solution Approach 1:

The patent segments the messaging process into distinct functional components: the data adapter segment that handles incoming data from various formats, the relationship identification segment that analyzes data field connections, and the data engine segment that generates standardized output messages. This segmentation allows the system to maintain flexibility in accepting diverse input formats while ensuring security and reliability through standardized transformation and validation at each segment

Inventive Principle:

Principle #1Segmentation

4Reliability

If automated processing is implemented, then data integrity is maintained, but device complexity increases

Engineering Contradiction:

Improvedata integrityVSAvoidsystem complexity

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The patent creates a universal data processing system where the data adapter and data engine can handle multiple data formats, standards, and transaction types through a single integrated architecture. The system uses configurable transformation rules and standardized messaging protocols that can be adapted to different requirements without requiring separate systems, thereby maintaining data integrity while limiting complexity growth through multi-functional design

Inventive Principle:

Principle #6Universality (Multi-functionality)

Data Source

PatentUS12602691B2Systems and methods for maintaining data integrity and security during data transfer between electronic devices

Publication Date: 2026.04.14 BANK OF AMERICA CORP

AI summary

Systems, computer program products, and methods are described herein for maintaining data integrity and security during data transfer between electronic devices. Some embodiments are directed to a system including a data adapter configured to analyze records for initiating transactions to identify relationships between data fields in the records and a data engine configured to generate standard-compliant messages for initiating transactions based on the records. The system may be configured to receive records including data fields for initiating transactions and determine, using the data adapter, relationships between the data fields. The system may be configured to determine, using the data engine, whether the records include required information for conducting transactions based on a messaging standard and generate standard-compliant messages for initiating and/or conducting the transactions based on transaction data in the data fields.