Data Circulation Reliability Scoring via Composite Credit Assessment
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Solution Overview
Problem
Existing credit information is inadequate for determining the likelihood of data circulation abuse, as it primarily focuses on payment information and lacks comprehensive assessment of contract compliance.
Innovation Solution
A data circulation support apparatus that calculates a reliability score for contract conditions based on value sense data, which includes action characteristics of users, and records approved contract conditions in a ledger to enhance compliance and reduce abuse possibilities.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Measurement precision
If existing credit information is used to determine contract reliability, then the assessment process is simple, but the reliability of the assessment is insufficient because it only covers payment information
Solution Approach 1:
The patent creates a universal credit information collection mechanism that gathers multiple types of information (payment history, contract compliance, data circulation behavior) through a single integrated system. The credit information management server serves multiple functions: collecting data from various sources, evaluating different aspects of user behavior, and generating comprehensive credit scores that can be applied across different data circulation scenarios.
Solution Approach 2:
The patent segments the credit assessment process into distinct components: payment information evaluation, contract compliance evaluation, and data circulation behavior evaluation. Each segment is handled by specific functional units that collect and analyze particular types of information, then combine these segmented assessments into an overall credit score. This segmentation allows comprehensive assessment while maintaining manageable complexity in each individual component.
2Reliability
If comprehensive user information is collected to improve reliability assessment, then the accuracy of abuse detection increases, but the system complexity and information processing burden increase
Solution Approach 1:
The patent introduces a credit information management server as an intermediary that centralizes the collection, processing, and management of user information. This intermediary handles the complexity of gathering data from multiple sources (transaction management servers, contract management servers, distributed ledgers) and transforming it into standardized credit scores. By placing this intermediary layer between data sources and assessment processes, the system manages information complexity while improving reliability assessment.
Solution Approach 2:
The patent transforms diverse user information (payment records, contract terms, circulation behaviors) into standardized parameters and metrics that can be systematically evaluated. The credit information management server converts various types of data into uniform credit score parameters, enabling consistent reliability assessment across different users and scenarios while simplifying the processing burden through standardization.
3Reliability
If traditional payment-based credit information is used, then the information structure is simple, but it is inadequate for determining the possibility of data circulation abuse
Solution Approach 1:
The patent creates a composite credit information structure that combines multiple types of data: payment information, contract compliance records, data circulation behavior data, and reputation metrics. This composite information structure, managed by the credit information management server, integrates diverse data sources to form a comprehensive assessment framework that detects abuse possibilities more effectively than traditional single-dimensional payment-based credit systems.
Data Source
AI summary
A data circulation support apparatus includes a memory and a processor configured to execute calculating a score indicating reliability of a contract condition related to circulation of data based on information indicating a sense of value related to contract compliance of each of a user of a circulation source of the data and a user of a circulation destination of the data, and to identifying a contract condition whose score is greater than or equal to a threshold; and recording the contract condition in a ledger upon receiving information indicating approval to the contract condition by the user of the circulation source or the circulation destination.