User Data Sharing Negotiation With Permission-Based Revenue Control

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Solution Overview

Problem

User data is often shared without user consent or control, leading to unintended use and lack of benefit for users, with inefficiencies in data distribution and resource consumption across various experience providers.

Innovation Solution

A platform system with APIs enables users to manage data sharing preferences and permissions, allowing real-time control over data access and monetization, aggregating user data, and providing secure data distribution through digital identity proxies and payment mechanisms.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If user data is shared with experience providers without control mechanisms, then data distribution efficiency is improved, but user data security and user control deteriorate

Engineering Contradiction:
Improvedata distribution efficiencyVSAvoiduser data security
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The patent introduces a platform as an intermediary between users and experience providers. This platform mediates data sharing by implementing permission settings that users can configure, thereby maintaining user control and security while enabling efficient data distribution to experience providers through structured API interfaces.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If user data is shared without permission settings, then ease of data access is improved, but user control and data usage compliance deteriorate

Engineering Contradiction:
Improvedata access easeVSAvoiduser control flexibility
Core Design Contradiction:
Ease of operationVSAdaptability or versatility

Solution Approach 1:

The patent implements dynamic permission settings that allow users to flexibly control data sharing at different levels. Users can adjust permission settings based on their preferences and the specific needs of experience providers, enabling both easy access for authorized entities and adaptable control for users through configurable parameters.

Inventive Principle:
Principle #15Dynamics

3Device complexity

If users have no control over data sharing, then system complexity is reduced, but user benefit and data monetization capability deteriorate

Engineering Contradiction:
Improvesystem complexityVSAvoiduser benefit generation
Core Design Contradiction:
Device complexityVSProductivity

Solution Approach 1:

The patent segments the data sharing system into distinct functional layers: user preference configuration, permission setting management, experience provider data access, and benefit distribution. This segmentation allows each component to operate independently with well-defined interfaces, managing system complexity while enabling comprehensive user control and benefit generation through modular architecture.

Inventive Principle:
Principle #1Segmentation

4Productivity

If experience providers display advertising categories without user preference consideration, then advertising effectiveness is improved, but user experience and user satisfaction deteriorate

Engineering Contradiction:
Improveadvertising effectivenessVSAvoiduser experience degradation
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

The patent implements a feedback mechanism where user advertising preferences are collected and communicated back to experience providers through the platform. This feedback loop enables experience providers to adjust their advertising categories based on user preferences, maintaining advertising effectiveness while improving user experience by displaying relevant and acceptable advertisements.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS20260024113A1Systems and methods for sharing revenue associated with digital assets
Publication Date: 2026.01.22 WELLS FARGO BANK NA
  • US20260024113A1 patent drawing
  • US20260024113A1 patent drawing
  • US20260024113A1 patent drawing

AI summary

A system includes a processing circuit configured to perform operations comprising prompting, as part of a negotiation between a user device associated with a user and a computing system associated with an experience provider, the user device to receive data relating to one or more un-selected categories from among a plurality of selectable categories for sharing data with the experience provider in exchange for compensation, where the negotiation with the computing system comprises receiving an offer to receive the data relating to the one or more un-selected categories in exchange for the compensation, and prompting, based on receiving the offer, the user device to accept, deny, or counter the offer. The operations further comprising receiving a selection denoting at least one of an acceptance, a denial, or a counter to provide the data relating to the one or more un-selected categories to the experience provider.