User Data Sharing Preferences via Access Token Mediation

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Solution Overview

Problem

Users have limited control over how their data is shared and used by experience providers, leading to potential misuse and inefficiencies in data distribution, with large providers dominating smaller ones due to their data corpus.

Innovation Solution

A platform that enables users to manage data sharing preferences through a graphical user interface, allowing real-time control over data access and monetization, and provides APIs for experience providers to aggregate user data while ensuring compliance with user preferences and regulatory requirements.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If users have limited control over data sharing, then data distribution is simple, but user data security deteriorates and misuse occurs

Engineering Contradiction:
Improveuser data securityVSAvoiddata sharing control system
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a data sharing platform as an intermediary between users and experience providers. This platform mediates data sharing by requiring user authentication and explicit permission grants through a graphical interface, thereby enhancing data security while managing the complexity of consent workflows centrally rather than at each interaction point

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system performs preliminary actions by obtaining user consent and configuring permission settings before any data sharing occurs. The graphical user interface presents selectable interaction points that require users to explicitly grant permission in advance, ensuring data security is established prior to data distribution

Inventive Principle:
Principle #10Preliminary action

2Adaptability or versatility

If large providers dominate data distribution, then data corpus is concentrated, but fairness and competitive balance deteriorate

Engineering Contradiction:
Improvelevel playing field for providersVSAvoiddata corpus distribution
Core Design Contradiction:
Adaptability or versatilityVSQuantity of substance

Solution Approach 1:

The patent implements a feedback mechanism where the platform monitors and tracks data sharing across experience providers. This feedback system enables the platform to identify and address imbalances in data distribution, ensuring smaller providers can access sufficient data to compete fairly while maintaining overall system balance

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The data sharing platform provides universal access to user data for all experience providers through standardized APIs and permission mechanisms. This multi-functional system serves both large and small providers equally, preventing data corpus concentration by any single entity while maintaining competitive balance

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Measurement precision

If users cannot designate specific experience providers, then data sharing is simple, but user control and precision deteriorate

Engineering Contradiction:
Improveuser preference specificationVSAvoiddata sharing configuration
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The patent segments the data sharing configuration into discrete, manageable components through the graphical user interface. Users can selectively grant permission to specific experience providers by interacting with individual selectable interaction points, enabling precise control without overwhelming complexity through structured presentation of options

Inventive Principle:
Principle #1Segmentation

4Productivity

If user data is shared without benefit to users, then data distribution is efficient, but user incentive and engagement deteriorate

Engineering Contradiction:
Improvedata distribution efficiencyVSAvoiduser benefit realization
Core Design Contradiction:
ProductivityVSLoss of information

Solution Approach 1:

The platform implements feedback loops that inform users about how their data is being used and by whom through the graphical interface. This transparency feedback enables users to understand the value exchange, maintaining engagement while preserving efficient data distribution through informed consent rather than forced participation

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS20250365348A1User registration and preference configuration for a data sharing platform
Publication Date: 2025.11.27 WELLS FARGO BANK NA
  • US20250365348A1 patent drawing
  • US20250365348A1 patent drawing
  • US20250365348A1 patent drawing

AI summary

A data protection system includes non-transitory memory storing instructions that, when executed by a processing circuit comprising one or more processors, cause the processing circuit to designate, for a user profile, at least one experience provider with which to share user data, generate an access token including a configuration enabling access to the data protection system for the at least one experience provider to access the user data, and provide the access token to the at least one experience provider.