Data Transfer Recipient Configuration Using Historical Usage Data

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Solution Overview

Problem

Configuring data transfers is difficult and prone to errors due to manual input of recipient information, which can lead to unintended recipients.

Innovation Solution

A system and method that automatically identifies a data transfer recipient using historical resource usage data from a resource usage tracking server, allowing for efficient configuration without manual input.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If manual input of recipient identification information is used, then data transfer configuration can be performed, but the process is difficult and prone to errors

Engineering Contradiction:
Improveease of data transfer configurationVSAvoidaccuracy of recipient identification
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system automatically identifies and configures data transfer recipients by retrieving historical resource usage data, eliminating the need for manual input of recipient identification information. The system serves itself by using stored data to automatically complete the configuration process, thereby improving both ease of operation and reliability simultaneously

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system performs preliminary action by pre-storing historical resource usage data and recipient information in databases before the actual data transfer configuration is needed. This preliminary data preparation enables automatic recipient identification during the configuration process, eliminating manual input requirements and reducing errors

Inventive Principle:
Principle #10Preliminary action

2Productivity

If manual entry of recipient information is required, then data transfer can be initiated, but errors may cause data to be sent to unintended recipients

Engineering Contradiction:
Improvespeed of data transfer configurationVSAvoidcorrectness of data transfer recipient
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The system automatically retrieves and processes historical resource usage data to identify the correct recipient, eliminating manual entry operations. This self-service mechanism ensures both rapid configuration (improving productivity) and accurate recipient identification (improving reliability) by using pre-stored data without human intervention

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system uses feedback from historical resource usage data to automatically determine the correct recipient. By continuously referencing stored data about resource usage patterns and recipient information, the system provides feedback loops that ensure accurate recipient identification while maintaining fast configuration speeds

Inventive Principle:
Principle #23Feedback

3Reliability

If automatic recipient identification using historical data is implemented, then configuration accuracy improves, but system complexity increases

Engineering Contradiction:
Improveaccuracy of recipient identificationVSAvoidcomplexity of data transfer configuration system
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system uses a universal approach by implementing a single resource usage tracking server and database structure that serves multiple functions: tracking resource usage, storing recipient information, and enabling automatic recipient identification. This multi-functional design improves reliability through comprehensive data collection while avoiding the need for multiple separate complex systems

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system introduces an intermediary layer in the form of a resource usage tracking server that mediates between the data transfer configuration system and the recipient identification process. This intermediary handles the complexity of data retrieval and processing, allowing the main configuration system to remain relatively simple while achieving high accuracy through the intermediary's data processing capabilities

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12354067B2Configuration of data transfer recipient
Publication Date: 2025.07.08 THE TORONTO DOMINION BANK
  • US12354067B2 patent drawing
  • US12354067B2 patent drawing
  • US12354067B2 patent drawing

AI summary

A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.