Delayed Authentication Flow for On-Demand Identity Product Access
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Solution Overview
Problem
Existing systems face challenges in efficiently and securely providing on-demand products, particularly those involving sensitive data, due to time-consuming and resource-intensive authentication processes, which can lead to consumer dissatisfaction and resource waste, and billing issues when products are not delivered as intended.
Innovation Solution
Implementing a configuration option for delayed authentication and billing, allowing immediate product provision while deferring authentication and payment until sensitive data is accessed or delivered, using a computer system with a fulfillment module and delayed-billing module to manage authentication and billing settings.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If traditional authentication is performed before product provision, then security is improved, but productivity and user experience deteriorate due to time-consuming authentication processes
Solution Approach 1:
The system performs preliminary actions by provisioning the on-demand product immediately upon receipt of the request, before the authentication process is completed. The product is made available to the requestor with restricted access, and authentication is performed subsequently to verify the requestor's identity before full access is granted. This reverses the traditional sequence to resolve the contradiction between security and productivity.
Solution Approach 2:
The system dynamically adjusts the access level and authentication requirements based on the product type and configuration settings. For products requiring delayed authentication, the system temporarily suspends the authentication requirement upon product request, then enforces it when the requestor attempts to access the product. This dynamic approach allows immediate product provision while maintaining security through conditional access control.
2Reliability
If authentication is performed before billing, then billing accuracy is improved, but loss of time and resource consumption increase when products are not delivered
Solution Approach 1:
The system performs preliminary billing processing by initiating the billing process immediately when the on-demand product request is received and the product is provisioned. The billing is deferred until authentication is completed, but the billing infrastructure is prepared in advance. This allows the system to track and manage billing information throughout the process without delaying the overall transaction timeline.
Solution Approach 2:
The system implements feedback mechanisms that monitor whether the on-demand product is successfully delivered and accessed by the requestor. If the product is not delivered or accessed as expected, the system can cancel or adjust the billing accordingly. This feedback loop ensures billing accuracy while allowing flexible timing in the billing execution.
3Reliability
If authentication requirements are enforced immediately, then consumer protection is improved, but ease of operation deteriorates due to friction in the product acquisition process
Solution Approach 1:
The system dynamically adjusts authentication requirements based on product configuration and requestor behavior. For products configured with delayed authentication, the system temporarily relaxes authentication requirements to enable immediate product access, then enforces authentication when the requestor attempts to access the product. This dynamic approach maintains consumer protection while significantly improving ease of operation during the initial acquisition phase.
Solution Approach 2:
The system introduces an intermediary access control mechanism that sits between the product provision and the requestor's full access. This intermediary layer allows the product to be provisioned and made available immediately, while the authentication requirement acts as a conditional gatekeeper that activates when the requestor attempts to access the product. This intermediary approach resolves the contradiction by decoupling product provision from authentication completion.
Data Source
AI summary
In one embodiment, a method includes receiving, from a requestor, a request for an on-demand identity product in relation to an identity of a consumer, the request comprising personally identifying information (PII) of the consumer. The method also includes executing, using the PII, a partial registration of the consumer for the on-demand identity product, the partial registration omitting satisfaction of at least one security requirement. The method additionally includes determining whether delayed authentication is enabled for the on-demand identity product. Moreover, the method includes, responsive to a determination that delayed authentication is enabled for the on-demand identity product: conditionally suspending the at least one security requirement; initiating provision of the on-demand identity product to the requestor; and restricting the requestor' s access to determined sensitive data resulting from the initiated provision at least until the at least one security requirement is satisfied.