Electronic Device Authentication Server Selection
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Solution Overview
Problem
Existing user authentication methods for financial services are cumbersome and inefficient, particularly when multiple credit card companies are involved, as they require external authentication servers, leading to slow service and complex management of authentication information.
Innovation Solution
An electronic device with a communication module, memory, and processor that selects authentication servers based on payment information, generates authentication information, and sends it to corresponding servers, enabling quick and managed user authentication.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If user authentication is performed through external authentication servers for multiple credit card companies, then authentication information can be verified, but the authentication process becomes slow and management of authentication information becomes complex
Solution Approach 1:
The electronic device performs preliminary actions by selecting and preparing authentication information locally before the actual authentication process. The processor selects appropriate authentication information from stored credentials based on the payment information, and generates authentication tokens in advance, reducing the time required during actual authentication transactions.
Solution Approach 2:
The electronic device acts as an intermediary between the payment application and external authentication servers. It manages authentication information locally and selectively communicates with authentication servers only when necessary, rather than continuously relying on external servers for all authentication operations.
2Reliability
If user authentication is performed through external authentication servers for multiple credit card companies, then authentication information can be verified, but the authentication process becomes complex to manage
Solution Approach 1:
The patent merges multiple authentication information management functions into a single integrated system within the electronic device. The processor统一管理 multiple authentication credentials, selects appropriate ones based on payment information, and handles communication with different authentication servers through a unified interface, simplifying what would otherwise be complex multi-server management.
Solution Approach 2:
The electronic device provides self-service capabilities by autonomously selecting and managing authentication information without requiring external coordination for each authentication type. The processor automatically matches payment information with corresponding authentication credentials and handles the authentication process independently, reducing management complexity.
3Reliability
If authentication information is stored and processed externally, then security can be maintained through dedicated servers, but the device cannot quickly perform authentication without external server communication
Solution Approach 1:
The authentication system is segmented into two parts: authentication information storage and verification. The electronic device stores authentication information locally and performs initial processing, while external authentication servers handle verification. This segmentation allows the device to work efficiently with stored credentials while maintaining security through server-based verification when needed.
Solution Approach 2:
The electronic device performs preliminary authentication operations by selecting and preparing authentication information locally before external verification is required. This preliminary processing reduces the need for continuous external server communication, improving authentication efficiency while maintaining security through the two-stage process.
Data Source
AI summary
An electronic device is provided. The electronic device includes a communication module, a memory configured to store payment information registered in a payment application, and a processor. The processor is configured to select at least one of a plurality of authentication servers based on the payment information, receive authentication information from the at least one authentication server by using the communication module, select at least one payment information of the payment information registered in the payment application based on a user input, select first authentication information, which corresponds to the selected payment information, from among the authentication information, and send second authentication information, which is generated based on the selected first authentication information, to the at least one authentication server corresponding to the selected first authentication information.