Client Device Lockout Control for Secure Claim Authorization

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Current systems for managing device lockout are inefficient and insecure, leading to improper unlocking or locking that can compromise user privacy and security, especially in cases of device loss, theft, or damage.

Innovation Solution

A computer-implemented method and apparatus for secure device lockout management, involving a device protection program management system that utilizes a trusted third-party provider to authenticate users and manage lockout states through a device lockout request, ensuring secure and timely lockout or unlock of client devices based on claim status and user authentication.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If device lockout is implemented to prevent unauthorized access, then security is improved, but user convenience deteriorates when legitimate users experience locking issues

Engineering Contradiction:
Improvedevice securityVSAvoiduser access convenience
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system continuously monitors claim status and device lockout state, providing feedback loops where the management system updates lockout status based on claim processing results. This ensures that legitimate users can access their devices when claims are resolved while maintaining security when claims are active, resolving the contradiction between security and convenience.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The lockout state is made dynamic rather than static, automatically adjusting based on claim status changes. The system transitions between locked and unlocked states in response to claim processing events, allowing the device to adapt its accessibility level according to the current situation, thereby balancing security and user convenience.

Inventive Principle:
Principle #15Dynamics

2Device complexity

If manual lockout management is used, then system complexity is reduced, but processing time and efficiency deteriorate

Engineering Contradiction:
Improvemanagement system complexityVSAvoidlockout processing time
Core Design Contradiction:
Device complexityVSLoss of time

Solution Approach 1:

The device protection program management system automatically manages lockout states based on claim processing, eliminating the need for manual intervention. The system self-updates lockout status in response to claim events, reducing processing time while maintaining appropriate complexity levels through automated workflows.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system pre-configures lockout policies and automatically executes them when claims are filed. By preparing and implementing lockout actions in advance based on claim status, the system reduces processing delays and ensures timely response without requiring complex manual management procedures.

Inventive Principle:
Principle #10Preliminary action

3Device complexity

If lockout state is not properly synchronized, then system simplicity is maintained, but information accuracy deteriorates

Engineering Contradiction:
Improvestate management complexityVSAvoidlockout status accuracy
Core Design Contradiction:
Device complexityVSLoss of information

Solution Approach 1:

The system implements feedback mechanisms where the management system continuously monitors and updates lockout status information. This ensures accurate synchronization of lockout state across all components, preventing information loss while maintaining manageable complexity through automated status tracking and updates.

Inventive Principle:
Principle #23Feedback

Data Source

PatentEP3912062B1Apparatus, method, and computer program product for claim management device lockout
Publication Date: 2026.03.25 ASSURANT INC
  • EP3912062B1 patent drawingFigure 1
  • EP3912062B1 patent drawingFigure 2A
  • EP3912062B1 patent drawingFigure 2B

AI summary

Embodiments of the present disclosure relate to electronic lockout of a client device, specifically to managing electronic lockout of a client device associated with a claim process via a device protection program management system and third-party provider. In this regard, embodiments herein may process various data associated with determining whether to authorize a claim under a device protection program, and cause initiation of and/or termination of an electronic lockout of a client device depending on received data and/or lack of received data. In this regard, example embodiments include receiving a device claim request indication associated with a client device, where the client device is associated with a functionality lockout state; initiating a claim associated with the client device; causing initiation of an electronic lockout of the client device; processing the claim to determine whether to authorize the claim; and causing updating of the electronic lockout based on the determination.