Device Access Token Exchange for Secure Multi-App Transactions

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Solution Overview

Problem

Existing technologies face security vulnerabilities and inefficiencies in server-to-device data exchange due to multiple authentication protocols for various applications, leading to issues like code injection, user impersonation, and excessive network traffic.

Innovation Solution

Implementing a unified device access token system that enables secure, direct data exchange between smart devices and service providers, bypassing intermediate systems, and managing authenticated sessions on-demand to minimize processing overhead and network bandwidth.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If multiple authentication protocols are implemented for various applications, then application versatility is improved, but system complexity and security vulnerabilities increase

Engineering Contradiction:
Improveapplication versatilityVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent implements a universal authentication protocol that serves multiple applications and purposes. A single protocol handles device authentication, user verification, and data exchange across different applications, eliminating the need for separate authentication mechanisms for each application while maintaining versatility.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent merges multiple authentication functions into a unified protocol. Device identification, user credentials verification, and session management are combined into a single integrated authentication flow, reducing system complexity while maintaining the ability to support diverse applications.

Inventive Principle:
Principle #5Merging (Combining)

2Ease of operation

If credentials are stored by applications, then ease of operation is improved, but security is worsened due to potential compromise

Engineering Contradiction:
Improveease of operationVSAvoidaccount security
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent extracts credential storage from applications and places it in a secure element within the device. Applications no longer store sensitive credentials locally,而是 rely on the secure element for credential management, maintaining ease of operation while significantly improving security.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The patent introduces a secure element as an intermediary between applications and credential storage. The secure element acts as a trusted mediator that applications can interact with without exposing credentials, enabling easy application operation while protecting security.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Loss of energy

If direct server-to-device data exchange is implemented, then network efficiency is improved, but device complexity increases

Engineering Contradiction:
Improvenetwork bandwidthVSAvoiddevice complexity
Core Design Contradiction:
Loss of energyVSDevice complexity

Solution Approach 1:

The patent performs preliminary authentication and device identification before data exchange occurs. The device presents its identity and credentials in advance, establishing a secure session that enables efficient direct communication without requiring complex real-time authentication mechanisms during data transfer.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent enables the device to autonomously manage its own authentication and session establishment with the server. The device independently handles credential verification and secure connection setup, reducing the need for complex intermediary systems while improving network efficiency.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS20250342461A1Server-to-device secure data exchange transactions
Publication Date: 2025.11.06 WELLS FARGO BANK NA
  • US20250342461A1 patent drawing
  • US20250342461A1 patent drawing
  • US20250342461A1 patent drawing

AI summary

Various embodiments described herein relate to systems and methods to perform server-to-device secure data exchange using a device access token. In an embodiment, a first device may, via a software application, receive a request to enroll a paired second device in a secure ecosystem, generate a device access token based on a device identifier for the second device, and provide the token to the second device. The second device may receive a transaction request from a second application and transmit the device access token and transaction request to a computing system. The computing system may parse a device identifier from the token, generate an electronic message responsive to the transaction request, and send the electronic message to the second device. The second device can provide a response to the transaction request to the second application based on the received electronic message.