Digital Asset Distribution System with Cryptographic Verification
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Solution Overview
Problem
Current digital asset distribution systems face challenges in ensuring prompt, secure, and RUFADAA-compliant distribution of digital assets after a user's death, as custodians are uncertain about overriding estate planning document directions and lack efficient automation for final arrangements planning and execution.
Innovation Solution
A computer-implemented system and method using modern cryptography to automate the distribution of digital assets, allowing users to plan and budget for final arrangements, with AI-assisted tools for scheduling and procurement, ensuring compliance with RUFADAA by designating a 'designated recipient' who can manage and distribute digital assets as directed, overriding inconsistent estate planning document instructions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If custodians manually review estate planning documents to determine distribution instructions, then compliance with RUFADAA is ensured, but distribution time is delayed and operational complexity increases
Solution Approach 1:
The system requires users to pre-designate recipients and encode distribution instructions in digital asset metadata before death. This preliminary action eliminates the need for custodians to manually interpret estate planning documents, as the distribution instructions are already embedded in the digital asset structure, enabling immediate automated distribution while ensuring RUFADAA compliance.
Solution Approach 2:
The patent replaces the manual mechanical review process with an automated cryptographic verification system. The custodian system automatically verifies digital signatures and validates distribution instructions against RUFADAA requirements through cryptographic proof, eliminating manual document review while maintaining compliance reliability.
2Reliability
If digital asset distribution follows traditional manual processes, then legal compliance can be verified, but automation and efficiency are reduced
Solution Approach 1:
The system replaces manual legal verification with automated cryptographic verification. Digital signatures and cryptographic proofs automatically verify that distribution instructions comply with RUFADAA requirements, enabling full automation while maintaining legal compliance reliability through mathematical proof rather than manual review.
Solution Approach 2:
The digital asset structure includes self-verifying metadata that automatically proves compliance with RUFADAA distribution requirements. The system serves itself by embedding verification mechanisms within the digital assets, eliminating the need for external manual compliance verification and enabling autonomous automated distribution.
3Reliability
If users store detailed final arrangements information with a custodian, then information security is improved, but access and distribution control become more complex
Solution Approach 1:
The system segments final arrangements information into discrete digital assets with individual cryptographic access controls. Each digital asset contains specific information (e.g., funeral preferences, beneficiary designations) with its own recipient designations and distribution instructions, allowing granular security control while simplifying distribution management through modular organization.
Solution Approach 2:
Different digital assets have different security properties and access controls tailored to their specific content and distribution requirements. The system applies local quality by customizing cryptographic protection levels, recipient designations, and distribution conditions for each digital asset based on its specific needs, rather than applying uniform control to all information.
4Productivity
If digital asset distribution is automated using cryptographic verification, then distribution speed is improved, but system complexity increases
Solution Approach 1:
The system replaces complex manual verification processes with standardized cryptographic verification mechanisms. By using well-established digital signature algorithms and cryptographic proof systems, the patent achieves rapid automated verification without requiring complex custom validation logic, balancing speed improvement with manageable system complexity.
Solution Approach 2:
The cryptographic verification system serves multiple functions: it verifies user identity, validates distribution instructions, ensures RUFADAA compliance, and provides audit trails. This universal verification mechanism handles multiple compliance and security requirements through a single integrated system, reducing overall complexity compared to separate mechanisms for each function.
Data Source
AI summary
A system and method for planning final arrangements with digital asset content distribution are disclosed. A particular embodiment is configured to: enable a custodian to receive access to digital asset content and distribution instructions from a digital asset owner platform; enable the custodian to receive an authenticated agreement advising the custodian of identifying information for a designated recipient platform to receive the digital asset content upon death or incapacitation of a corresponding digital asset owner, the authenticated agreement also advising the custodian of identifying information for a death reporting entity; enable the custodian to receive an indication of the death or incapacitation of the digital asset owner from the death reporting entity; enable the custodian to distribute the digital asset content to the designated recipient platform in response to receiving the indication of the death or incapacitation of the digital asset owner from the death reporting entity; enable the custodian to receive a first integrity check or authenticated receipt verifying that the designated recipient platform received the distributed digital asset content; enable the designated recipient platform to distribute the digital asset content to at least one ultimate recipient; enable the designated recipient platform to receive a second integrity check or authenticated receipt verifying that the at least one ultimate recipient received the distributed digital asset content; enable the custodian to receive the second integrity check or authenticated receipt verifying that the at least one ultimate recipient received the distributed digital asset content; enable the designated recipient platform to distribute final arrangements information to at least one ultimate recipient responsible for final arrangements; and use scheduling software and a data processor to prepare a final arrangements event schedule using the final arrangements information.