Digital Certificate Integration System for Electronic Transaction Authentication
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Solution Overview
Problem
Current authentication solutions for verifying the identity and credentials of entities in electronic transactions are complex, time-consuming, and prone to fraud, as they require end users to provide information manually, which can lead to logistical and administrative challenges and increased risk of misinformation.
Innovation Solution
A server system that integrates digital certificates to obtain information from trusted third-party sources, such as Public Administrations, allowing clients to authenticate end users electronically and retrieve necessary documentation in real-time, thereby reducing fraud and administrative burdens.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If manual information provision by end users is used for authentication, then users can provide their own information, but the process becomes complex and time-consuming with increased fraud risk
Solution Approach 1:
The patent introduces an intermediary system that automatically retrieves authentication information from trusted third-party sources on behalf of end users. This mediator system handles the complex process of obtaining verified data from multiple sources, eliminating the need for users to manually gather and provide information while ensuring reliability through automated verification from trusted sources.
Solution Approach 2:
The system enables self-service authentication by automatically retrieving and verifying user information from trusted third-party sources without requiring manual user intervention. The end user simply provides basic identification data, and the system autonomously completes the authentication process by fetching verified information from external sources, reducing both complexity and fraud risk.
2Ease of operation
If manual information provision by end users is used for authentication, then users can provide their own information, but time and cost increase significantly
Solution Approach 1:
The intermediary system automatically retrieves authentication information from trusted third-party sources, eliminating the time-consuming manual process of gathering documents and verifying information. The system handles all communication with external sources, reducing authentication time from potentially hours to minutes while improving ease of operation for users.
Solution Approach 2:
The system performs preliminary actions by pre-establishing connections with trusted third-party sources and pre-verifying user information before the actual authentication event. This allows the system to have verification data ready in advance, significantly reducing the time required during the actual authentication process while maintaining ease of operation.
3Reliability
If manual information provision by end users is used for authentication, then users can provide their own information, but fraud risk and misinformation increase
Solution Approach 1:
The intermediary system automatically retrieves and verifies information from trusted third-party sources, ensuring high reliability through automated verification processes. The system establishes secure connections with external sources, automatically validates received information, and cross-checks data consistency, achieving both high automation and high reliability simultaneously.
Solution Approach 2:
The system implements feedback mechanisms where authentication information is automatically verified against trusted third-party sources, and any discrepancies are detected and resolved through automated feedback loops. The system continuously monitors verification results and adjusts its processes to maintain high reliability while operating with a high degree of automation.
Data Source
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Figure 3
AI summary
The invention generally relates to an information system for managing at least one digital certificate (43) from an end user in electronic transactions. The information system comprises, advantageously: a server (1), comprising a back-end application (11) configured to obtain trusted information on behalf of an end user from at least one certifying authority (3) by means of the digital certificate (43); a client (2), comprising computational means for requesting electronic transactions to the server (1) on behalf of the end user, and electronic delivery means for sending identification information about the end user to the server (1); and a workstation (4) operable by the end user, comprising a gateway application (42) configured to send the digital certificate (43) to the server (1). The digital certificates (43) may be either installed in the workstation (4) or stored in the server (1).