Digital Credential Verification via Cryptographic Wallet Integration
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Solution Overview
Problem
Current healthcare credential handling processes are inefficient, burdensome for patients and providers, prone to errors, and lead to unnecessary stress and costs due to manual and complex interactions, resulting in delayed payments and poor patient experiences.
Innovation Solution
A software and hardware facility generates verifiable and portable digital credentials that can be automatically verified using encryption keys, enabling secure, private, and cryptographically secured connections between issuers and verifiers, reducing the need for physical credentials and manual verification processes.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If manual verification processes are used for patient credentials, then providers can verify patient identity and eligibility, but the process becomes time-consuming and administratively burdensome
Solution Approach 1:
The patent replaces physical credential documents with digital copies stored in patient records. Instead of manually examining physical insurance cards and ID documents, the system creates and stores verified copies of credential information in electronic format, allowing rapid retrieval and verification without handling physical documents.
Solution Approach 2:
The patent replaces manual mechanical verification processes with automated computer-based systems. The computer automatically retrieves, validates, and verifies credential information from stored records, eliminating the need for manual document examination and reducing verification time while maintaining accuracy.
2Loss of information
If multiple physical credentials are required for patient identification and benefits verification, then complete patient information can be obtained, but the complexity of managing and verifying these credentials increases
Solution Approach 1:
The patent merges multiple separate credential verification processes into a single integrated computer-based system. The system consolidates patient identification, eligibility verification, and benefits checking into one automated workflow that retrieves all necessary information from centralized records, eliminating the need to manage multiple separate physical credentials and verification processes.
Solution Approach 2:
The patent creates a universal credential verification system that handles multiple functions through a single platform. The computer-based system can verify patient identity, check eligibility, validate benefits, and access medical records all through one integrated interface, replacing the need for separate processes for each credential type.
3Reliability
If manual credential verification processes are used, then providers can confirm patient eligibility and coverage, but errors and delays in processing occur
Solution Approach 1:
The patent replaces manual verification mechanics with automated computer-based processing. The system automatically retrieves credential data from electronic records, validates information against coverage rules, and determines eligibility without human intervention, eliminating manual errors while increasing processing speed and efficiency.
Solution Approach 2:
The patent implements automated feedback loops where the computer system continuously validates credential information against current coverage data and medical records. The system provides real-time verification feedback, automatically correcting errors and ensuring accuracy throughout the eligibility determination process, thereby improving both reliability and efficiency.
Data Source
AI summary
An issuer client of a service provider establishes a trusted, private, and cryptographically secured connection with a wallet application of a user through a cloud-based agent and provides credential information to the wallet application via the private connection. The credential information is encrypted using a public key of the wallet application dedicated for the private connection with the cloud-based agent. Upon receiving the encrypted credential information, the wallet application decrypts it using a private key to obtain the credential information. The cloud-based agent digitally signs the credential information using a private key of the issuer client, which can be verified by a public key of the issuer client stored in a public identity ledger.