Digital Identity Verification Using Consent-Based Compound Profiles
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Solution Overview
Problem
Existing identity verification methods, particularly in online transactions, lack assurance that the person claiming an identity is genuine and face challenges with storing personally identifiable information, which poses security risks and compliance issues.
Innovation Solution
A method for electronic identity verification that captures biometric characteristics, compares them with identity documents, and generates a verified compound digital identity using multiple online and offline sources without storing personally identifiable information, associating it with an electronic device.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If biometric verification and multi-source identity checking are implemented, then verification reliability is improved, but device complexity increases
Solution Approach 1:
The identity verification system is segmented into multiple independent verification modules: biometric verification module, document verification module, and online identity source analysis module. Each module handles a specific aspect of verification, allowing the system to achieve high reliability through comprehensive checking while managing complexity through modular design.
Solution Approach 2:
The patent introduces an intermediary verification platform that coordinates between multiple identity sources and the customer. This intermediary system manages the complexity of cross-referencing multiple data sources (government databases, social media, professional networks) without requiring the customer's device to handle all verification logic directly.
2Measurement precision
If multiple online identity sources are analyzed, then measurement precision of identity verification is improved, but loss of time increases
Solution Approach 1:
The system performs partial verification by analyzing a selected subset of online identity sources rather than exhaustively checking all possible sources. The verification process prioritizes high-value sources (government databases, professional networks) over lower-value sources (social media), achieving sufficient accuracy without excessive time investment.
Solution Approach 2:
The system performs preliminary analysis of identity sources to determine their reliability and relevance before conducting full verification. High-confidence sources are processed first, allowing the system to achieve accurate verification results quickly by focusing on the most informative data sources.
Data Source
AI summary
A method for electronic identity verification and management includes receiving a request for verification of identity for a customer from a service provider; requesting consent from the customer to access data from one or more data holders associated with the customer; receiving consent from the customer to access data from the one or more data holders and sending the consent to the one or more data holders; receiving customer data from the one or more data holders; processing the customer data to verify the identity of the customer, identifying one or more online identity sources of the customer and analysing the one or more online identity sources to determine a level of risk associated with the customer identity, and generating a verified compound digital identity for the customer based on the authenticated identity document and the one or more online identity sources of the customer without storing personally identifiable information.