Digital Reputation Platform for Personal Data Control

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Solution Overview

Problem

Individuals lack control over their personal information collected by companies, which is used to form digital reputations impacting their online and real-life interactions without transparency or approval.

Innovation Solution

A digital data reputation platform that provides users with tools to manage their digital reputation by determining who has access to their personal information, how it is obtained, and how it is used, including features like a digital data reputation score report, reputation shopper application, reputation data mapper application, and reputation data masker application.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If companies collect comprehensive personal information from digital interactions, then they can form accurate digital reputations for marketing and analysis purposes, but individuals lose control and transparency over their personal information usage

Engineering Contradiction:
Improveaccuracy of digital reputationVSAvoidindividual control over personal information
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The patent introduces a digital reputation management platform as an intermediary between individuals and companies. This platform acts as a mediator that allows individuals to control their personal information while enabling companies to access authorized data for forming digital reputations. The platform includes components like a digital reputation score report generator, reputation shopper application, reputation data mapper application, and reputation data masker application that facilitate this controlled information exchange.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system implements feedback mechanisms where individuals receive reports about their digital reputation scores and data usage patterns. The digital reputation score report provides individuals with feedback about how their personal information is being used and what impact it has on their digital reputation, enabling them to make informed decisions about their data sharing preferences.

Inventive Principle:
Principle #23Feedback

2Productivity

If companies track consumer behaviors through transactions and rewards programs, then they can enhance marketing effectiveness and personalization, but consumers cannot prevent tracking even when avoiding traditional payment methods

Engineering Contradiction:
Improvemarketing effectivenessVSAvoidunauthorized tracking of personal information
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a digital reputation management platform as an intermediary between individuals and companies. This platform acts as a mediator that allows individuals to control their personal information while enabling companies to access authorized data for forming digital reputations. The platform includes components like a digital reputation score report generator, reputation shopper application, reputation data mapper application, and reputation data masker application that facilitate this controlled information exchange.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system extracts and separates the control mechanisms for personal information from the traditional transaction systems. By introducing a distinct digital reputation management platform that operates independently from payment processors and retailers, individuals can control their data sharing preferences without affecting their ability to make transactions through various methods including cash, credit card, or rewards programs.

Inventive Principle:
Principle #2Taking out (Extraction)

3Object-affected harmful factors

If individuals avoid using credit cards and rewards programs to protect privacy, then they reduce digital footprint, but they still cannot prevent tracking and loss of control over personal information

Engineering Contradiction:
Improvedigital footprint exposureVSAvoidability to control personal information
Core Design Contradiction:
Object-affected harmful factorsVSEase of operation

Solution Approach 1:

The patent introduces a digital reputation management platform as an intermediary between individuals and companies. This platform acts as a mediator that allows individuals to control their personal information while enabling companies to access authorized data for forming digital reputations. The platform includes components like a digital reputation score report generator, reputation shopper application, reputation data mapper application, and reputation data masker application that facilitate this controlled information exchange.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system empowers individuals to self-manage their digital reputation and personal information control through the digital reputation management platform. Users can independently view their digital reputation scores, understand what data is being collected, and control their information sharing preferences without requiring intervention from companies or third parties. The platform provides self-service capabilities for managing privacy settings and reviewing data usage.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS12243090B1Digital reputation management
Publication Date: 2025.03.04 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12243090B1 patent drawing
  • US12243090B1 patent drawing
  • US12243090B1 patent drawing

AI summary

Embodiments described herein disclose methods and systems for managing a digital reputation of a user. The exemplary method can receive information about an item to be purchased by the user, determine in real-time or near real-time, based on one or more financial factors, a first digital reputation score indicative of an effect of the item on the user's digital reputation, determine an alternative item to be purchased instead of the item to be purchased, and determine a second digital reputation score based on the purchase of the alternative item.