Digital Wallet Pass Notification System

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Users often forget or are unaware of the digital wallet passes, such as digital payment cards, loyalty points, and gift cards, stored in their digital wallets, leading to missed opportunities for redemption or usage.

Innovation Solution

A server computer system that receives digital wallet pass data from a computing device, stores it, monitors location and value card account data to identify notification events, and generates notifications to the user, allowing them to apply digital wallet passes to value card accounts or offset future transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If users manually track and manage digital wallet passes, then they can be aware of stored passes, but this increases the complexity of user operations and time consumption

Engineering Contradiction:
Improveawareness of digital wallet passesVSAvoiduser operation complexity
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The system automatically monitors and tracks digital wallet passes without requiring user intervention. The server computer system autonomously receives pass data, stores it, monitors location and account data, and generates notifications, allowing the system to serve itself rather than requiring users to manually track their passes.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system implements a feedback mechanism by continuously monitoring location data and value card account data, comparing this information against stored pass data, and generating notifications when relevant events are detected. This closed-loop feedback ensures users are automatically informed about their digital wallet passes without manual tracking.

Inventive Principle:
Principle #23Feedback

2Reliability

If the system continuously monitors location and account data to identify notification events, then users receive timely notifications about digital wallet passes, but this increases energy consumption and system resources

Engineering Contradiction:
Improvenotification accuracyVSAvoidenergy consumption
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

The system performs monitoring and analysis at periodic intervals rather than continuously. The server computer system periodically receives location data and value card account data, analyzes this data against stored pass information, and generates notifications only when notification events are identified, reducing energy consumption while maintaining notification reliability.

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The system performs preliminary actions by pre-storing digital wallet pass data and pre-configuring notification criteria before monitoring begins. This allows the system to efficiently compare incoming location and account data against pre-established parameters, reducing the computational energy required during active monitoring.

Inventive Principle:
Principle #10Preliminary action

3Measurement precision

If the system stores and analyzes large amounts of digital wallet pass data, location data, and account data, then it can accurately identify notification events, but this increases device complexity and data processing requirements

Engineering Contradiction:
Improvenotification event detection accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The server computer system acts as an intermediary between the computing device and the user, centralizing the storage and analysis of digital wallet pass data, location data, and value card account data. This intermediary architecture allows the computing device to remain relatively simple while the server handles the complex data processing and analysis required for accurate notification event detection.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system segments data processing functions between the computing device and the server computer system. The computing device collects and transmits raw data, while the server computer system stores, analyzes, and generates notifications. This segmentation distributes system complexity across multiple components, reducing the burden on any single device while maintaining high detection accuracy.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12265959B2System and method for generating notifications based on digital wallet pass data
Publication Date: 2025.04.01 THE TORONTO DOMINION BANK
  • US12265959B2 patent drawing
  • US12265959B2 patent drawing
  • US12265959B2 patent drawing

AI summary

A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including digital wallet pass data; store the digital wallet pass data in association with an account; monitor location data and data associated with a value card account to identify a notification event; responsive to identifying the notification event, generate a notification based on the digital wallet pass data; and send, via the communication module and to the computing device, a signal causing the computing device to display the notification.