Digital Wallet Propagation to Target Devices

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Solution Overview

Problem

Current methods for user interaction with broadcast media, such as purchasing products featured in broadcasts, are time-consuming and inconvenient due to the need for users to manually set up digital wallets on multiple devices and navigate through browsers, limiting participation and engagement.

Innovation Solution

A method and system for disseminating a digital wallet to a target device over a local network or the cloud, allowing users to establish a digital wallet without setting it up from scratch, by searching for target devices, selecting them, and pushing the wallet only after user authorization, enabling seamless interaction with broadcast content and associated call-to-actions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If users manually set up digital wallets on multiple devices, then each device can independently process transactions, but the process becomes time-consuming and inconvenient

Engineering Contradiction:
Improvetransaction capabilityVSAvoidwallet setup time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by automatically propagating the digital wallet to multiple devices before transactions are needed. When a wallet is created or updated on one device, it is automatically pushed to other devices in the group, eliminating the need for users to manually set up wallets on each device in advance.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service by allowing the digital wallet to automatically replicate itself across devices without user intervention. The wallet propagation process is automated, with devices automatically receiving and configuring the wallet data, removing the manual setup burden from users.

Inventive Principle:
Principle #25Self-service

2Adaptability or versatility

If users navigate through browsers to find retailers and initiate interactions, then they can access online services, but the process becomes complex and leads to non-participation

Engineering Contradiction:
Improveonline interaction capabilityVSAvoidinteraction complexity
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The system merges the digital wallet functionality directly into the broadcast receiving device, combining what were previously separate functions (broadcast reception and transaction processing) into a single integrated system. This eliminates the need for users to switch between devices or manually navigate through browsers.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The broadcast receiving device is transformed into a multi-functional device that can both receive broadcast content and process transactions. The device universally handles both media consumption and financial transactions, eliminating the need for separate devices or complex multi-step processes.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Ease of operation

If users set up digital wallets on additional devices like tablets, then they can use larger screens for convenience, but they must repeat the set-up process from scratch

Engineering Contradiction:
Improvedevice usabilityVSAvoidrepeated setup time
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The system creates copies of the digital wallet data and automatically transfers them to additional devices. Instead of requiring users to recreate wallets on each device, the system intelligently copies the wallet from the source device to target devices, preserving all wallet information and eliminating repeated setup.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The system performs the wallet propagation to additional devices as a preliminary action before the user needs to use them. When a user adds a new device to their ecosystem, the wallet is automatically pushed to the new device in advance, so when the user wants to use the larger screen, the wallet is already configured and ready to use.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11627355B2System and method for disseminating functionality to a target device
Publication Date: 2023.04.11 MASTERCARD INT INC
  • US11627355B2 patent drawing
  • US11627355B2 patent drawing
  • US11627355B2 patent drawing

AI summary

According to some embodiments, systems and methods are provided comprising searching, with a searching device, on a local network for the target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search; selecting at the searching device one or more target devices; and pushing the digital wallet to the target device, including digital wallet functionality, to the target device selected at the searching device by a user to establish the digital wallet at the target device, without having to enter information at the target device to create a new digital wallet at the target device. Numerous other aspects are provided.