Direct Interaction Network for Resource Transfer
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Solution Overview
Problem
Current resource processing systems require extensive infrastructure and resources, making it difficult for entities, especially small ones, to efficiently process interactions due to high processing capacity and memory requirements, as well as increased costs and security concerns.
Innovation Solution
A direct interaction network is established where user and provider resource pools are administered by the same organization, allowing for direct resource distribution without traditional processing networks, utilizing user computer systems as interaction terminals and sensors for identity and product information capture, enabling real-time resource transfers and reduced memory storage.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Speed
If traditional processing networks are used for resource distribution, then resource transfers can be completed between different organizations, but processing speeds are slow and memory requirements are high
Solution Approach 1:
The system segments resource pool administration by organization, allowing direct transfers within the same organization to bypass traditional multi-entity processing networks. This segmentation enables faster processing for intra-organization transfers while maintaining the ability to handle inter-organization transfers through the traditional network when necessary.
Solution Approach 2:
The patent introduces an intermediary system that determines whether a resource transfer should use the direct path (within same organization) or traditional path (through multiple processing entities). This intermediary routing decision optimizes processing speed by selecting the appropriate pathway based on the source and destination organization relationship.
2Quantity of substance
If traditional processing networks are used, then resource transfers can be processed, but memory storage requirements are large
Solution Approach 1:
The system extracts and removes intermediate processing entities from the resource transfer path when source and destination belong to the same organization. This elimination of unnecessary intermediaries reduces memory storage requirements while simultaneously improving security by minimizing the number of entities that have access to interaction data.
3Productivity
If traditional processing networks are used, then resource transfers can be completed, but costs are high
Solution Approach 1:
The system dynamically selects the resource transfer pathway based on real-time conditions, choosing between direct intra-organization transfers and traditional inter-organization processing. This dynamic routing improves productivity by optimizing the transfer path while reducing the infrastructure complexity burden on individual organizations.
4Ease of operation
If interaction terminals are required for product providers, then interactions can be processed, but device complexity and costs increase
Solution Approach 1:
The patent makes user computer systems multi-functional by enabling them to serve as interaction terminals in addition to their primary computing functions. This universality eliminates the need for separate dedicated interaction terminals at product provider locations, reducing device complexity and infrastructure costs while maintaining full interaction capability.
Data Source
AI summary
A direct interaction network in which resources are more efficiently transferred between entities having resource pools with the same organization. The interaction network may be implemented by transforming a user computer system into the interaction terminal for the interaction such that the provider entity does not require interaction terminals to enter into interactions. Alternatively, the interaction network may be entered through interaction terminals of the provider entity without the user having a user computer system and without the user providing a physical instrument for the interaction. These implementations may be possible due at least in part to being able to determine that the entity resource pools are administered by the same organization. Furthermore, one or more sensors may be utilized with the user computer system and/or interaction terminals in order to determine the presence or identity of a user, and/or the subject of the interaction.