Management System for Distributed Service Requests and Payments

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Solution Overview

Problem

In distributed computing systems, users face challenges in identifying and accessing provider systems that offer specific services, goods, or device skills, as devices often lack information about the capabilities of available provider systems, leading to inefficiencies in service delivery and payment processing.

Innovation Solution

A management system that identifies and coordinates requests from devices to provider systems, manages the distribution of services and goods, and initiates payments, using provider selection modules, payment modules, and financial systems to facilitate transactions within a distributed computing environment.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If devices directly access provider systems without a management system, then device complexity is reduced, but information about provider capabilities is lost and service delivery becomes inefficient

Engineering Contradiction:
Improveinformation about provider capabilitiesVSAvoidsystem architecture complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent introduces a management system as an intermediary between devices and provider systems. This management system maintains information about provider capabilities, services, and goods, enabling devices to access this information without directly querying each provider system. The intermediary resolves the contradiction by centralizing information management, reducing information loss while avoiding the complexity of direct device-provider communication infrastructure.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Productivity

If a management system is introduced to coordinate requests and payments, then service delivery efficiency is improved, but system complexity increases

Engineering Contradiction:
Improveservice delivery efficiencyVSAvoidmanagement system complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The management system is designed to perform multiple functions: maintaining provider information, processing service requests, coordinating payments, and managing transactions. By consolidating these diverse functions into a single universal system, the patent improves service delivery efficiency without proportionally increasing complexity, as the same infrastructure handles multiple operational requirements.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent combines information management, request coordination, and payment processing functions into an integrated management system. This merging of previously separate operations into a unified system streamlines service delivery while managing complexity through consolidation rather than proliferation of separate components.

Inventive Principle:
Principle #5Merging (Combining)

3Ease of operation

If provider information is centralized in a management system, then access to services is improved, but information security risks increase

Engineering Contradiction:
Improveservice access easeVSAvoidinformation security risks
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The management system acts as a secure intermediary that controls access to provider information and coordinates interactions between devices and providers. By positioning the management system as the sole gateway for information exchange and transaction coordination, it centralizes security management while improving service access, allowing for controlled authentication and authorization mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS11954656B1Management of requests to provider systems for performing functions within a distributed computing system
Publication Date: 2024.04.09 WELLS FARGO BANK NA
  • US11954656B1 patent drawing
  • US11954656B1 patent drawing
  • US11954656B1 patent drawing

AI summary

An example method includes identifying provider systems each configured to perform a function requested by a device, wherein the provider systems are associated with vendors that provide one or more of services, goods, or device skills, responsive to selecting a provider system, sending, to the provider system, the request to perform the function, after sending the request to the provider system, receiving, by the management system and from the provider system, provider response information associated with performance of the function, sending, by the management system and to the device, the provider response information associated with performance of the function, and initiating a payment of funds from a first financial system associated with the device to a second financial system associated with the provider system.